
Why Business Owners Should Use a 3(38) 401(k) Retirement Plan Adviser
by Amanda ThurmanHow would you rate your investment savvy? Many business owners enjoy buying and selling stocks for fun, but few properly account for their true performance over time. Now think about your employees’ 401(k) savings. Are you ready to personally make… Continue reading

Despite COVID-19 Related Economic Uncertainty, Retirement Balances Hit Record Levels in 2020
by Amanda ThurmanRetirement account balances hit record levels in Q4 2020, according to a recent survey released by Fidelity. More good news: one-third of 401(k) savers increased their savings rate in 2020, while contribution rates for women in 401(k), 403(b) and IRA… Continue reading

Your 401(k) Fees Could Cost You A Half Million in Retirement
by Amanda ThurmanAsk anyone with a 401(k) plan at work what they pay in fees and the answers may surprise you: Most people think they pay nothing at all. Even those who know that’s impossible undershoot by a surprisingly large margin, guessing… Continue reading

The Problem With Investment Fees
by Amanda ThurmanFees matter. Even for savvy investors who pride themselves on proactively putting money away every month, hidden investment fees can eat away at your 401(k) to the tune of millions of dollars over time. Rebalance prides ourselves on our Better… Continue reading

Is Your Business At Risk Because Of A Simple Oversight?
by Amanda ThurmanNobody opens a small business with the dream of being a part-time bookkeeper. Unless, of course, your business is bookkeeping! Same with tax-filing deadlines and the myriad legal and insurance issues that can pop up in any industry. You probably… Continue reading

Best Practices for Dealing with Missing 401(k) Participants
by Amanda ThurmanEarlier this month, the Department of Labor released information designed to help fiduciaries meet their obligations to locate and distribute retirement benefits to “missing” and non-responsive participants. Included in one of the DOL documents, titled “Best Practices for Pension Plans”… Continue reading

Baby Steps Can Help You Meet Retirement Savings Goals
by Amanda ThurmanDo you have plans to make big financial changes this year? If so, good for you! This is an incredibly common goal for many Americans this year, on the heels of a very financially stressful 2020. Unfortunately, it is human… Continue reading

If Your Small Business 401(k) Is More Than a Year Old, Time to Take a Hard Look
by Amanda ThurmanRunning a business is tough even in normal times, and 2020 was far from normal. Nevertheless, over the coming months things should slowly return to at least semi-normal. The routine of making payroll and keeping the books will return, too.… Continue reading

The Toll on Small Business Retirement Savings from COVID-19
by Amanda ThurmanEarlier this year as businesses and consumers alike started to feel the economic effects of the COVID-19 pandemic, there was a great deal of speculation as to whether companies would put a hold on 401(k) matches. Fortunately, according to a… Continue reading