Why Business Owners Should Use a 3(38) 401(k) Retirement Plan Adviser

by

How would you rate your investment savvy? Many business owners enjoy buying and selling stocks for fun, but few properly account for their true performance over time. Now think about your employees’ 401(k) savings. Are you ready to personally make… Continue reading

 

Despite COVID-19 Related Economic Uncertainty, Retirement Balances Hit Record Levels in 2020

by

Retirement account balances hit record levels in Q4 2020, according to a recent survey released by Fidelity. More good news: one-third of 401(k) savers increased their savings rate in 2020, while contribution rates for women in 401(k), 403(b) and IRA… Continue reading

 

Your 401(k) Fees Could Cost You A Half Million in Retirement 

by

Ask anyone with a 401(k) plan at work what they pay in fees and the answers may surprise you: Most people think they pay nothing at all. Even those who know that’s impossible undershoot by a surprisingly large margin, guessing… Continue reading

 

The Problem With Investment Fees

by

Fees matter. Even for savvy investors who pride themselves on proactively putting money away every month, hidden investment fees can eat away at your 401(k) to the tune of millions of dollars over time. Rebalance prides ourselves on our Better… Continue reading

 

Is Your Business At Risk Because Of A Simple Oversight?

by

Nobody opens a small business with the dream of being a part-time bookkeeper. Unless, of course, your business is bookkeeping! Same with tax-filing deadlines and the myriad legal and insurance issues that can pop up in any industry. You probably… Continue reading

 

Best Practices for Dealing with Missing 401(k) Participants

by

Earlier this month, the Department of Labor released information designed to help fiduciaries meet their obligations to locate and distribute retirement benefits to “missing” and non-responsive participants. Included in one of the DOL documents, titled “Best Practices for Pension Plans”… Continue reading

 

Baby Steps Can Help You Meet Retirement Savings Goals

by

Do you have plans to make big financial changes this year? If so, good for you! This is an incredibly common goal for many Americans this year, on the heels of a very financially stressful 2020. Unfortunately, it is human… Continue reading

 

If Your Small Business 401(k) Is More Than a Year Old, Time to Take a Hard Look

by

Running a business is tough even in normal times, and 2020 was far from normal.  Nevertheless, over the coming months things should slowly return to at least semi-normal. The routine of making payroll and keeping the books will return, too.… Continue reading

 

The Toll on Small Business Retirement Savings from COVID-19

by

Earlier this year as businesses and consumers alike started to feel the economic effects of the COVID-19 pandemic, there was a great deal of speculation as to whether companies would put a hold on 401(k) matches. Fortunately, according to a… Continue reading

 
    
Send this to a friend