Jay Vivian, former managing director of the IBM Retirement Funds, talks about how the urge to trade is our own worst enemy, even if we think we know what will happen next in the markets. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the risk off putting of rebalancing in retirement funds and why having discipline on rebalancing makes a huge difference years later. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, explains the power of compounding using the simple story of the Indian sage who asked for payment in grains of rice on a chessboard. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on why people seem turned off by indexing, despite the evidence that index investing consistently provides steady gains while limiting the risk of loss. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, shares the research on portfolio rebalancing and how investor psychology works against portfolio rebalancing in a timely fashion. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on how to treat rollovers in order to avoid tax penalties and ensure your retirement plan remains intact. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on how high fees can push your retirement target age years down the line. Continue reading →

When you think about all the ads that you see and all the media about various money managers beating their benchmarks and doing well and so on. I guess the thing that I would ask you is why do you suppose they’re advertising those particular products? And the answer often is that it’s because those… Continue reading →