If you’re like many small business owners you probably started a 401(k) plan years ago and, since it’s been running fine, left it well enough alone.  You have a business to run, right? Shopping for a new 401(k) provider probably… Continue reading →

The challenges women face when it comes to retirement are well-documented: They earn less than men, spend more years out of the workforce providing family care, and they live longer. As a result, experts note, women often need help to… Continue reading →

As an employer, can you one day be sued by your long-ago employees for how you managed their retirement money? You bet you can! All it takes is allegedly failing to offer investments with competitive fees, as Wake Forest University… Continue reading →

Quick, who’s the fiduciary of your company’s 401(k) plan? If you don’t know chances are high that it’s you, the business owner. If your next thought was “What exactly is a fiduciary?” your problems might run deeper still. A fiduciary… Continue reading →

Every year at tax time, your CPA goes over your company books, prepares your personal return and — after a few weeks of grinding — hands you something to sign. Ever think about what your signature means on a tax… Continue reading →

Fees matter. Even for savvy investors who pride themselves on proactively putting money away every month, hidden investment fees can eat away at your 401(k) to the tune of millions of dollars over time. Rebalance prides ourselves on our Better… Continue reading →

Earlier this year as businesses and consumers alike started to feel the economic effects of the COVID-19 pandemic, there was a great deal of speculation as to whether companies would put a hold on 401(k) matches. Fortunately, according to a… Continue reading →

Thanks to the CARES Act, 401(k) plan participants have been able to take emergency withdrawals of up to $100,000 from their accounts without incurring a 10% penalty. As a result, there has been a dramatic increase in inquiries about early… Continue reading →