Small Business 401k Archive

Plansponsor - Rebalance Hires Retirement Services Director

Retirement Industry People Moves: Rebalance Hires Retirement Services Director


Wealth management firm Rebalance has added Nicole Cervi-McKeever as director of retirement services. In the role, Cervi-McKeever works directly with Rebalance’s Better K small business 401(k) clients and is responsible for the entire 401(k) client lifecycle, serving as the daily… Continue reading


Can You Afford to Not Offer a Competitive, Modern 401(k) Plan?


American savings for retirement marches on — at least for those who have 401(k) plans at work. Fidelity Investments reports retirement plan balances on average hit a new all-time high. The 401(k) balance is 24% higher than a year ago,… Continue reading

New 401k Provider

5 Reasons to Consider a Modern 401(k) Provider


All 401(k) services are not created equal. You may have had a plan in place for years and never questioned the fees and exactly what roles and responsibilities you might have toward employees. It’s time to dig in and ask… Continue reading


Business Owners Demand Better 401(k) Advice: Survey


More than one-third of small business owners look to change their 401(k) plan advisor, a new survey has found — more than twice the number in 2020. Business owners seek better employee communication, lower fees, solid investment insights and higher… Continue reading


Defusing the Unseen Risk Many 401(k) Participants Take With Their Retirements


The rising popularity of target-date funds in 401(k) plans could be seen as a sign of progress. People seem to know that they need help picking the right combination of investments. Increasing numbers of them opt for target-date funds, which… Continue reading

President Joe Biden signing executive orders

Change the 401(k) Tax Break? Why Keeping Tabs on Washington Matters


Is your 401(k) plan ready for big changes? They could be coming. The Biden administration reportedly seeks a raft of adjustments to the longstanding private American retirement system. Some of these changes could be dramatic, such as getting rid of… Continue reading


Is Your 401(k) Truly Competitive? Benchmark To Find Out


Assets in the top 401(k) plans exceeded $1 trillion in the past year and participation rates stayed steady at 81 percent, according to a new report from retirement industry tracker Judy Diamond. Finance, tax and insurance providers led the list… Continue reading


For Business Owners, The Real 401(k) Risk Is Doing Nothing


As an employer, can you one day be sued by your long-ago employees for how you managed their retirement money? You bet you can! All it takes is allegedly failing to offer investments with competitive fees, as Wake Forest University… Continue reading


Study: Millions of Business Owners Take Needless Risk with Retirement Plans


Quick, who’s the fiduciary of your company’s 401(k) plan? If you don’t know chances are high that it’s you, the business owner. If your next thought was “What exactly is a fiduciary?” your problems might run deeper still. A fiduciary… Continue reading