Quick, who’s the fiduciary of your company’s 401(k) plan? If you don’t know chances are high that it’s you, the business owner. If your next thought was “What exact exactly is a fiduciary?” your problems might run deeper still. A… Continue reading →

Contributions to 401(k) have remained stable over the past 15 months, but not everyone has been able to save for retirement in the manner they would prefer. According to BlackRock’s 2021 “DC Pulse Survey,” 57% of respondents stated that the… Continue reading →

Although the SECURE Act became law more than a year ago, many small business owners still aren’t aware of the multitude of ways that it rewards small businesses that make easy for their employees to save for retirement. First and… Continue reading →

If you don’t feel that you have the in-depth financial knowledge necessary to manage your company’s 401(k) portfolio, you aren’t alone. According to a Charles Schwab survey, 52% of 401(k) plan managers indicated they don’t have the time, interest or… Continue reading →

Along with the entire Rebalance Better K team, I have long been wary of a “set it and forget it” strategy when it comes to 401(k) management. The reason for this is simple: life changes, the world changes, and your… Continue reading →

As a nation we’ve become hyper-aware of pricing on nearly everything. Before, if you were interested in a pair of new sneakers or tires for your car, you could shop around but only at the cost of your time and,… Continue reading →

Findings from a recent survey of consumers and their 401k plans present a classic good news/bad news scenario. The good news? The survey found 62% of Americans are contributing more into their 401k accounts as a result of the COVID-19… Continue reading →

Brand new to the 401(k) marketplace as of January 1 2021, Pooled Employer Plans (commonly referred to as PEPs) are made possible thanks to the SECURE Act. PEPs allow unrelated employers to “pool” together, along with other employers (traditionally small… Continue reading →

Many business owners think about their 401(k) advisor as primarily focused on investment selection — which funds to buy and why, like a stockbroker might do. They tend to miss the rest of the iceberg under the water: administrative tasks,… Continue reading →