Expert Advice

How To Lower Retirement Investment Costs

Jay Vivian, former managing director of the IBM Retirement Funds, shares how investing in index funds lowers your retirement investment costs.

Jay Vivian: A lot of people ask what’s a good way to hold their investing costs down and the answer’s pretty straightforward: Invest in index funds. The fees are lower. There’s no trading, so that you don’t have trading costs. You don’t incur taxes, if you’re talking about after-tax investing. There’s just a whole lot of reasons to do that.

And so that’s a pretty easy answer. Index funds are the best way to hold your investing costs down.