Rebalance Blog

Business Day Columnist, Ron Lieber preaches to the Rebalance choir by reinforcing the value of index-based investing. Talking with our founder Mitch Tuchman, Ron compares online index-based investment tools and concludes: “That’s why I like a service called MarketRiders.” We agree.
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New York Times Business Day columnist Tara Siegel Bernard compares several online IRA portfolio management platforms. Her conclusion? ”If I could create a rebalancing tool from scratch, however, it would look a lot like the MarketRiders.” We couldn’t agree more. Continue reading →

“Mitchell Tuchman has credentials that would open almost any door on Wall Street. Despite his Harvard MBA and the smarts he brought to the table, Tuchman came away convinced it’s a sucker’s game to try to beat the market. But plenty of financial planners and money managers rake off big fees just for trying.” Continue reading →

Bethesda, Md. & Palo Alto, Calif. – May 2, 2022 – Rebalance, an award-winning wealth management firm that offers world-class investing, financial planning, and personalized advice to individual investors and small businesses, announces the addition of Jordi Mullor to the… Continue reading →

Even before inflation soared to 7.5 percent in January, longevity was a real risk to women’s retirement savings. With the average life expectancy for females hovering at around 80, living for 20 years or more without a regular paycheck is a… Continue reading →

Bethesda, Md. & Palo Alto, Calif. – February 23, 2022 – Rebalance, an award-winning wealth management firm that offers world-class investing, financial planning, and personalized advice to individual investors and small businesses, is pleased to announce the appointment of renowned… Continue reading →

Bethesda, MD & Palo Alto, CA – November 2, 2021 – Rebalance, an award-winning wealth management firm that offers world-class investing, financial planning, and personalized advice to individual investors and small businesses, announced today that the firm has surpassed the… Continue reading →

Wealth management firm Rebalance has added Nicole Cervi-McKeever as director of retirement services. In the role, Cervi-McKeever works directly with Rebalance’s Better K small business 401(k) clients and is responsible for the entire 401(k) client lifecycle, serving as the daily… Continue reading →

Bethesda, MD & Palo Alto, CA – August 23, 2021 – Rebalance, an award-winning wealth management firm that offers world-class investing, financial planning and personalized advice to individual investors and small businesses, is pleased to announce the addition of Nicole… Continue reading →

Bethesda, MD – JULY 26, 2021 – Rebalance, an award-winning wealth management firm that offers world-class investing, financial planning, and personalized advice to individual investors and small businesses, announces the addition of investment expert Sonja Breeding, CFP® to the team… Continue reading →

The pandemic interrupted life as we know it on many levels, including bringing a halt to the retirement savings contributions of millions of Americans who suddenly found themselves out of work or at the very least, living on reduced income.… Continue reading →

Many people contribute to an individual retirement account in order to qualify for a tax deduction. However, those who are not eligible to contribute to a tax-deductable traditional IRA or a Roth IRA may have the option of making nondeductible… Continue reading →

Everything old is new again in the markets, even popular exchange-traded funds. Take QQQ, the giant tech-focused ETF run by investment manager Invesco Ltd. Launched 22 years ago at the height of the dot-com boom, the fund has in recent… Continue reading →

Findings from a recent survey of consumers and their 401k plans present a classic good news/bad news scenario. The good news? The survey found 62% of Americans are contributing more into their 401k accounts as a result of the COVID-19… Continue reading →

Lawsuits linked to 401(k) plans are becoming more common, and it’s not just large companies on the line. Small businesses are facing more of these lawsuits, and it is often the business owner who is liable in court when employees… Continue reading →

National poll reveals widespread lack of knowledge regarding hidden fees required to maintain retirement accounts including 401(k) accounts Bethesda, MD & Palo Alto, CA – MARCH 9, 2021 – Nearly three quarters of Americans surveyed do not know how much… Continue reading →

Rebalance, a $756 million RIA, has hired a Wetherby Asset Management veteran to serve as its vice president of investment advice. The firm has recruited Drew Pratt (pictured above), who previously chaired Wetherby Asset Management’s investment committee and served as its… Continue reading →

If you’re like the vast majority of Americans, your wallet took a serious beating in 2020. For reasons well documented it was not only a rough year on our mental health and physical well-being, but also on our financial stability.… Continue reading →

Do you think you’ll have a better quality of life during retirement, or a worse quality? Most people settle for “about the same,” but shockingly, in 2014, the American Dental Association reported that 96% of dentists will struggle to retire… Continue reading →

Prior to the COVID-19 crisis you may have thought, “I’m making plenty of money now, but am I going to work until I die?” Educational debt, debt from starting a practice, and additional family and other expenses lead many practice… Continue reading →

His many comments to the contrary, the stock market is NOT going to crash and your 401K is not in jeopardy because Donald Trump lost the presidential election. Despite being one of the several claims made by Trump over the… Continue reading →

ABSTRACT Modern 401(k) plans that are a dramatic improvement of past plans have emerged in recent years. These improvements come in the form of reduced fees, higher returns, better risk management and reporting, and valuable educational services for employees and… Continue reading →

For many dental professionals, this year has proved challenging in many ways. With 99% of dental practices now reopen, there are some positive signs that the industry is recovering; however, patient numbers still remain around 20% lower than pre-COVID. A… Continue reading →

Bethesda, MD – October 19, 2020 – Regardless of whether Trump or Biden are victorious, stock market performance should remain steady following November’s historical presidential election, according to research conducted by award-winning investment firm Rebalance. Rebalance reviewed more than 100… Continue reading →

Rebalance has added Amanda Thurman to the team as Vice President, Retirement Services.  In her role as Vice President, Retirement Services, Thurman will be responsible for growing Rebalance’s small business retirement services programs. The company’s flagship retirement product, Better K, was designed to… Continue reading →

Investment firm Rebalance has launched Better K, a 401(k) product designed to take the firm’s approach to wealth management and apply it to retirement planning for small business owners and their employees. Better K provides each plan participant an investment strategy… Continue reading →

Bethesda, MD –  September 10, 2020 – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, has announced the formation of its inaugural dental advisory board.  The Rebalance Dental Advisory Board… Continue reading →

Palo Alto, CA and Bethesda, MD – September 2, 2020 – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, has been recognized as one of the most rapidly growing firms… Continue reading →

In just the past week, three companies of widely varying sizes introduced new products aimed at the retirement market, demonstrating the growing trends of personalized financial planning and providing capabilities (and pricing) previously reserved for larger 401k plans. Innovation in… Continue reading →

Bethesda, MD –  August 24, 2020 – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, has announced the launch of Better K™. Better K™ is a new 401(k) product designed… Continue reading →

The financial services industry employs a mix of professionals who use titles interchangeably, such as financial consultants and financial advisors, to guide people on how to invest their money for retirement. These titles can be confusing to investors when they are… Continue reading →

Critics, including some high-profile celebrity talking heads, are bashing 401(k) accounts. They claim 401(k)s are riddled with flaws and will burn you later. Are they right? Are you sabotaging your retirement planning by stashing money inside those popular workplace retirement… Continue reading →

Bethesda, MD –JULY 1, 2020 – A decade ago Warren Buffett made a now-infamous million-dollar bet with successful hedge fund titan Ted Seides, wagering that the returns from an unmanaged S&P 500 index fund would surpass the 10-year performance of… Continue reading →

Bethesda, MD – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, can now provide small businesses with an alternative to expensive 401(k) services, thanks to its newly-announced strategic partnership with EPIC… Continue reading →

Mark Miller of the New York Times invites Rebalance Managing Director Scott Puritz onto his Retirement Revised podcast to discuss stranded 401(k)s. On the podcast, Scott reveals exactly why investors should usually rollover their 401(k) accounts (especially if there are… Continue reading →

As companies look to cut costs amid the coronavirus pandemic, many of them have or will soon stop matching their employees’ 401(k) contributions. That can make it harder for you to stay on track with your savings. During the financial… Continue reading →

Bethesda, MD – May 13, 2020 – Rebalance, a mission-driven investment firm committed to making premium financial management services affordable and accessible to everyday investors, has launched the COVID-19 & Investing Resource Center.  The COVID-19 & Investing Resource Center was… Continue reading →

Tens of millions of Americans have lost their jobs as the coronavirus ravages the economy, bringing the unemployment rate to a Great Depression-level 14.7 percent — and many are looking for emergency lifelines to meet living expenses. Retirement accounts will be… Continue reading →

The NCAA college basketball tournament was canceled, but for those following the financial markets and the real economy, there was more than enough March madness to satisfy the most rabid thrill-seeker. We have witnessed unprecedented volatility, a sudden bear market… Continue reading →

The nosebleed heights of today’s stock prices have me, like many other investors, a bit on edge. Have equities become too risky? How much longer will the decade-long bull market last? Is a stock crash or a recession coming? Should… Continue reading →

Year-end is the traditional time to forecast the economy and ensure that your investment portfolio can handle future shocks. Habitual worrywarts—including some practitioners of the dismal science—see ominous signs that America’s record-breaking expansion will soon end. Meanwhile, most stock-market pundits… Continue reading →

Palo Alto, CA – Rebalance, a mission-driven investment firm committed to making premium wealth management services affordable and accessible to everyday investors, has announced the addition of Drew Pratt to the position of Vice President, Investment Advice. Pratt will help… Continue reading →

FOR IMMEDIATE RELEASE NOVEMBER 13, 2019 Drew Pratt Joins Rebalance As Vice President of Investment Advice   Rebalance, a mission-driven investment firm committed to making premium wealth management services affordable and accessible to everyday investors, has announced the addition of… Continue reading →

It’s summer vacation and time to catch up on that…investment reading? Well, for some people, that’s the perfect way to spend a day at the beach. So we asked fund experts for their tips, and received a mix of recommendations,… Continue reading →

Rebalance Investment Committee member and financial juggernaut Burt Malkiel visits Bloomberg to discuss current stock market conditions, the importance of staying calm during volatility, and how his book, A Random Walk on Wall Street, still resonates 46 years after its… Continue reading →

Washington, D.C. – October 30, 2018 – Rebalance, a mission-driven investment firm committed to making premium wealth management services affordable and accessible to everyday Americans,was honored today by Schwab Advisor Services with the 2018 Pacesetter IMPACT Award™, presented to the Firm at… Continue reading →

Scott Puritz has been around money for most of his 62 years, so he knows something about the subject. He comes from a family of entrepreneurs. He attended Harvard Business School. He loves researching, discussing and creating able enterprises. The… Continue reading →

It is a scenario that is all too common. Widows and widowers can find themselves treading water when it comes to financial management after the death of a loved one. 7 On Your Side’s Michael Finney looks at how “adult kids”… Continue reading →

Most people need financial advice at some point. But before making a deal with a financial adviser, people should know precisely what they’re paying—and what they’re paying for. Unfortunately, that isn’t always easy. Advisers offer a range of services and… Continue reading →

Palo Alto, CA – March 6, 2018 – Rebalance, a leading investment management firm, has announced the promotion of Sally Brandon to the position of Senior Vice President, Client Service & Advice. Brandon, who has long been an integral part… Continue reading →

Even if you’re diligently saving in the 401(k) plan you have at work, are you giving the same attention to the old 401(k)s you’ve left untouched when you changed jobs, or even retired? When you leave a job, you typically have the… Continue reading →

What should an investor do when all asset classes appear overpriced? The 10-year U.S. Treasury bond currently yields about 2.6%, much lower than the 5% historical average and only slightly higher than the Federal Reserve’s 2% inflation target. Yields of… Continue reading →

Bethesda, MD, January 23, 2018 – Scott Puritz, managing director and co-founder of Rebalance, has been named Chair of the North Carolina Outward Bound School’s Investment Committee. He assumes the role after serving on the North Carolina Outward Bound School… Continue reading →

  Mitch Tuchman (MBA 1982) was a successful software entrepreneur in the exuberant 1990s when his first son, Jack, was born. A year later, Tuchman’s life changed: He and his wife learned that Jack suffered from severe disabilities that would… Continue reading →

BANKING & FINANCIAL SERVICES  Time To Fire Your Financial Advisor? This Bethesda Investment Firm Thinks So.  By Andy Medici Staff Reporter, Washington Business Journal Scott Puritz thinks you might need to fire your financial advisor. As the Managing Director of… Continue reading →

Bethesda, MD, November 16, 2017 – While everyone knows that saving for retirement is important, most people need some help when it comes to building a strong retirement nest egg. Enter Rebalance, a firm that has found its niche helping… Continue reading →

Download the “Dear Advisor” Letter   Dear [Financial Advisor], Thank you for your attention and concern regarding my retirement investments. Your professionalism is welcomed by me and my family, whose financial future is entrusted to your guidance. I have decided… Continue reading →

My favorite public servant is retired now, but I’m hoping the American public, the retirement savings industry and the Trump administration won’t let her down. Gallup has been asking Americans since 1946 to name the individual they most admire and… Continue reading →

Editors’ note: Princeton economics professor Burton Malkiel, author of the classic investment book, “A Random Walk Down Wall Street,” is available for interviews about this new addition to Rebalance’s income portfolio. Bethesda, MD, Sept. 26, 2017 – With interest rates… Continue reading →

Target date mutual funds have become the answer to a problem many retirement savers face in a world that has shifted the burden of managing retirement assets from corporations to workers who don’t always have the time or knowledge to… Continue reading →

What is the best way for investors to achieve above average results, and generate the most return for the least amount of risk? Legendary financial expert Charles Ellis answers that query as he chronicles his personal journey from Wall Street… Continue reading →

The typical advice for retirement savers goes something like this: Put money aside religiously, invest in many different things and make sure you’re not paying too much in fees. But how much is “too much”? The answer isn’t so easy… Continue reading →

As a White House Special Assistant to President Obama, Elizabeth Kelly played a key role in making the “fiduciary rule” a reality. Currently, Elizabeth is Chief of Staff for United Income, where she utilizes her wealth of knowledge to continue her… Continue reading →

U.S. Congressman Jamie Raskin long has been a proponent on increased consumer protections. As a member of the House of Representatives, Raskin voted to defend retirement benefits packages for federal workers, and remains a staunch supporter of the U.S. Department of… Continue reading →

Phyllis Borzi has long been a fervent advocate for retirement investor rights. From her career as an employee benefits attorney, to her senior position in the Obama administration as Assistant Secretary at the U.S. Department of Labor, Borzi has garnered… Continue reading →

Financial luminary and Rebalance Investment Committee member Burt Malkiel joins PBS Wealthtrack for an exclusive interview where he addresses the current state of retirement investing, and the stock market at large. Burt will detail how Rebalance’s Investment Committee works to help clients… Continue reading →

For all of the hand-wringing about the Department of Labor’s fiduciary rule, a surprising number of people don’t know what it is. And that ignorance may affect your retirement savings. Only 32% of adults had heard of the fiduciary rule,… Continue reading →

Dramatic changes for your retirement savings are coming, and your relationship with your financial advisor is due for a shift The new “fiduciary rule” went into effect Friday. The regulation will require your financial advisor to act in your best… Continue reading →

Buying and holding a diversified portfolio of American stocks — such as the S&P 500 stock index — has been a winning strategy over the long run, beating most managed mutual funds and investment adviser recommendations. But what happens if… Continue reading →

Starting June 9, a new rule goes into effect that raises the standards for investment advisers. The Department of Labor’s fiduciary rule, as it’s known, simply says investment managers have to put the best interest of their clients first. “There… Continue reading →

A recent report from Standard & Poor’s adds impressive support to the large body of evidence suggesting the superiority of simple index investment strategies over traditional stock picking. At the start of every year, “active” portfolio managers declare that the… Continue reading →

Rebalance cautions against any attempts to water down aspects of the Rule, and encourages investors to protect themselves by asking the right questions Washington D.C, June 9, 2017 – Rebalance, a leading pro-consumer investment firm that is at the forefront… Continue reading →

HBO’s new film The Wizard of Lies, starring Robert De Niro as fraudster Bernie Madoff and Michelle Pfeiffer as his wife, calls attention to the risks investors face from bad financial advice. Rebalance, a Bethesda-based retirement investment firm, will show… Continue reading →

In a new op-ed for the Wall Street Journal, Labor Secretary Alexander Acosta announced that he will allow key Obama-era regulations designed to protect individuals from unscrupulous financial advisors to go into effect. That’s surprising because the Trump administration had… Continue reading →

Since index funds deliver the market rate of return through a widely diversified portfolio with no more than the market level of risk, the only justification for actively managed funds must be either more returns or less risk or both — increasingly… Continue reading →

Washington DC – Rebalance, a leading pro-consumer investment firm dedicated to helping everyday Americans do a better job of managing their retirement investment, today is offering a simple, efficient and proven solution to a long-standing problem. Too often, retirement savers… Continue reading →

Rebalance, a leading pro-consumer investment firm that is at the forefront of providing Americans with a profoundly better set of retirement investment options, today shared its end-of-year thanks to the many influential individuals and organizations who strive to make retirement investing… Continue reading →

The Retire With More radio series answers retirement questions from everyday Americans seeking guidance and financial empowerment. Continue reading →

Rebalance congratulates investing authority and Investment Committee Member Charles D. Ellis on being one of Money Magazine’s “Champions of the Year.” Continue reading →

PBS Wealthtrack highlights preferred stocks, Rebalance’s latest high-achieving investment strategy in this action point segment. Continue reading →

Rebalance Investment Committee Member Charley Ellis champions index investment funds to achieve above average results in his new book, The Index Revolution: Why Investors Should Join It Now. Continue reading →

Charley Ellis, financial luminary and member of the Rebalance Investment Committee, recently joined CBS Senior Business Analyst Jill Schlesinger on her nationally syndicated radio program Jill on Money, where he discussed his latest book The Index Revolution, and how it can help everyday investors achieve above average returns. Continue reading →

Fees are really important. And people looking at fees say, “No, they can’t be.” And I say, “Yes, they are.” And people say, “They can’t be.” And then they think of a four-letter word and a single number. The single number is 1%. The four-letter word is “only” — only 1%. And that is not an accurate way of describing fees. Continue reading →

Rebalance Investment Committee Member, Charley Ellis sits down with PBS WEALTHTRACK host Consuelo Mack to discuss his new book The Index Revolution, and how index investing provides a safe and low-cost way to generate higher returns. Continue reading →

Rebalance Managing Director Scott Puritz joined legendary Vanguard founder John Bogle, and other industry leaders, in the continued fight against unfair retirement investment practices at the recent launch of the groundbreaking initiative ‘Campaign for Investors.’ Continue reading →

Managing Director Scott Puritz on how Rebalance bridges the gap between robo investing and a human financial advisory firm. Continue reading →

Rebalance VP of Client Services Sally Brandon spoke to USA Today on why it’s important to save for the future even if children are not part of the equation. Continue reading →

How can you achieve higher returns in a low-interest rate environment? In his op-ed for the Wall Street Journal, Rebalance Investment Committee member Professor Burt Malkiel explains how. Continue reading →

Should a robot manage your money? Rebalance Managing Director Scott Puritz spoke to St.Louis Dispatch about how “man-and-machine firms ” combine human touch with cost-effective technologies to strike the perfect balance. Continue reading →

This week, I had the distinct pleasure of participating in the Institute for the Fiduciary Standard’s “Campaign for Investors” launch. As a staunch supporter of retirement industry reform and fee transparency, I was invited to speak on panel at the event where I… Continue reading →

Managing Director Scott Puritz joins U.S. Department of Labor’s Phyllis Borzi and Vanguard Founder John C. Bogle in speaking during launch of ‘Campaign for Investors’ in Philadelphia on May 24. Continue reading →

What do you know about the fees associated with your retirement investments? Forbes cites Scott Puritz’s testimony to the U.S. Senate confirming that consumers are often in the dark about how much they actually pay in hidden fees. Continue reading →

One thing not to forget when you leave a job: your 401(k)! Scott Puritz speaks to Rodney Brooks at The Washington Post about the best practice of taking your retirement savings with you when you switch jobs. Continue reading →

The Baltimore Sun talks to Scott Puritz about the monumental impact the Labor Department’s new pro-consumer protections will have on Americans saving for retirement. Continue reading →

“If we want to change the way innocent folks get treated, we need to change the rules.” – Rebalance Investment Committee member Charley Ellis for Forbes. Continue reading →

As a member of the Save Our Retirement coalition, Rebalance has been a strong supporter of the U.S. DOL “Fiduciary” rule, with Managing Director Scott Puritz testifying before the U.S. Senate in favor of these historic pro-consumer protections. Continue reading →

Rebalance Managing Director Mitch Tuchman spoke with Reuters about what the Labor Department’s pro-consumer rule means for retirement investors, and the tell-tale sign that your financial advisor may not be looking out for your best interest. Continue reading →

NPR interviews Rebalance Managing Director Scott Puritz, U.S. Labor Secretary Thomas Perez, and Yale Endowment’s David Swensen as experts on the Labor Department’s pro-consumer rule, and what this victory means for retirement investors. Continue reading →

As members of the financial advisor community, Rebalance writes to express the Firm’s appreciation for the leadership and hard work devoted to the U.S. Department of Labor’s fiduciary rule. Continue reading →

In a landmark victory, the U.S. Dept. of Labor wins its battle against unfair brokerage practices, saving retirement investors millions. Continue reading →

Mitch Tuchman recently joined CBS Senior Business Analyst Jill Schlesinger on her nationally syndicated radio program “Jill on Money” to discuss retirement investing, the DOL fiduciary rule, and how to get quality advice without high brokerage fees. Continue reading →

Mitch Tuchman speaks with Jeff Brown at U.S. News about how target-date funds can mean double the fees for retirement investors. Continue reading →

Rebalance’s Managing Director Scott Puritz is featured in this U.S. Dept. of Labor video on retirement investing “best practices”. Continue reading →

Mitch Tuchman speaks with U.S. News about how 1% mutual fund fees can actually add up to much more. Continue reading →

Managing Director Mitch Tuchman spoke with Pittsburgh Post-Gazette on how low-cost index funds can save your retirement from high commission fees. Continue reading →

Are you self-employed? You may be interested in the retirement investing strategies and best practices Scott Puritz discussed with USA Today. Continue reading →

How do you make sure your retirement investments have longevity? Rebalance Managing Director Scott Puritz spoke with Rodney Brooks at the Washington Post about how to manage your nest egg to make it last. Continue reading →

Managing Director Mitch Tuchman spoke with U.S. News about why the standard 60% stocks 40% bonds split is no longer relevant for retirement investors. Continue reading →

In September 2015, twelve respected names in finance, including Rebalance Investment Committee member Burt Malkiel, signed a declaration urging Congress, the SEC and Department of Labor (DOL) to heighten and extend protections to investors seeking advice. Continue reading →

Rebalance’s Managing Director Scott Puritz is featured in this U.S. Dept. of Labor video on retirement investing “best practices”. Continue reading →

Scott Puritz’s tenacity for helping people achieve more as Managing Director at Rebalance translates to his philanthropical endeavors with North Carolina Outward Bound School, where he is a long-time member of the Board of Directors and sits on the Investment Committee. Continue reading →

WSJ’s MarketWatch interviews Mitch Tuchman regarding the U.S. Dept. of Labor’s new rules designed to make retirement investing safer for all Americans. Continue reading →

In his annual Wall Street Journal start-of-the-year stock market analysis, Rebalance Investment Committee member Professor Burton Malkiel explains how best to invest for 2016 in an “expensive” market. Continue reading →

Sue Herera of PBS Nightly Business Report interviews Scott Puritz of Rebalance about why the classic 60/40 formula for investing (stocks/bonds) no longer applies and is, in fact, actually dangerous for your retirement savings. Continue reading →

Scott Puritz in USA TODAY: Say goodbye to 60/40 portfolio… Rules for stock/bond formula not just dated, it’s “downright dangerous.” Continue reading →

Mitch Tuchman sits down with Fox TV San Francisco to discuss the stock market recovery following market turbulence. The key is to have a retirement investment portfolio that is well-balanced and systematically rebalanced. Continue reading →

Managing Director, Mitch Tuchman, spoke with Corey Johnson and Carol Masser from Bloomberg Radio about the importance of rolling over your employee-sponsored 401 (k) into an IRA with low fees when you change jobs. Continue reading →

Rebalance Managing Director Scott Puritz, and firm client Morra Aarons-Mele, sat down with NPR journalist, John Ydstie, to discuss how Rebalance is transforming retirement investment through its unique combination of world-class financial experts and productivity-enhancing technology. Continue reading →

Professor Burton Malkiel, a key member of the Rebalance Investment Committee, is profiled in a recent New York Times article on the power of low-cost index investing. Continue reading →

The Baltimore Sun showcases an opinion piece co-authored by Rebalance Managing Director Scott Puritz and a key member of the firm’s Investment Committee, financial luminary Charley Ellis. This op-ed examines the U.S. Dept.of Labor’s proposed rule designed to make retirement investing safer. Continue reading →

New Guard vs. Old Guard! Scott Puritz debates Ron Kruszekski, the CEO of Stifel Financial, a large stock brokerage house, on the merits of the new US Department of Labor rules designed to make retirement investing safer. Continue reading →

New Guard vs. Old Guard! Forbes Magazine showcased Scott Puritz debating with Ron Kruszekski, the CEO of Stifel Financial, a large stock brokerage house, on the merits of the new US Department of Labor rules designed to make retirement investing safer. Continue reading →

Scott Puritz, Managing Director, shares with CBS’s Mike Hydeck how hidden fees could be eroding your retirement savings. Continue reading →

In an article in Entrepreneur Magazine, Managing Director Scott Puritz explains which retirement investment vehicles are best-suited for different business ventures. Continue reading →

Scott Puritz, Managing Director, explains the downside of annuities and how difficult it can be for consumers to make informed purchasing decisions. Continue reading →

Rebalance Investment Committee Member, Charley Ellis sits down with PBS show WEALTHTRACK host Consuelo Mack to discuss the retirement crisis and what to do about it. Continue reading →

Scott Puritz briefs U.S. Congressmen and Senate Finance Committee regarding the Labor Department’s proposed fiduciary rule. In addition, in a recent speech Labor Department Secretary Thomas Perez praises Rebalance for being pro-consumer. Continue reading →

PBS showcases Rebalance on the award-winning finance show WEALTHTRACK. Host Consuelo Mack sits down with Mitch Tuchman and Professor Burton Malkiel, a key member of the firm’s Investment Committee, to discuss retirement investing best practices. Continue reading →

Our very own Sally Brandon launches a weekly column with the Wall Street Journal’s MarketWatch website. This week’s inaugural column focuses on how women can become more confident with investing. Continue reading →

In this Wall Street Journal video, our own Mitch Tuchman talks with journalist Daisy Maxey on the new rules to make retirement investing safer and explains how the old model of working with a broker is broken. Continue reading →

Vice President of Investment Advice, Eileen McPeake, spoke with Time Magazine about how Rebalance’s hybrid model of man and machine investing offers high end advice with the benefit of low-cost investing. Continue reading →

Rebalance’s Managing Director, Scott Puritz, counsels current and former Fannie Mae employees, as they make one of the most important financial decisions of their lives. Continue reading →

Leaving your financial advisor — and finding a replacement — is a daunting challenge. Our very own Sally Brandon’s latest post in Money Magazine explains why firing your advisor, while uncomfortable, could be a necessary step toward a stronger, more secure retirement. Continue reading →

Vice President of Client Services, Sally Brandon shares her advice for how to take control of your financial future after a divorce, ensuring you’re set up for a secure, rewarding retirement. Continue reading →

In a giant step forward for investor protection, the Department of Labor proposed new rules this week to ensure that financial advisers act solely in their clients’ best interests when giving advice and selling products for retirement accounts. The new standard… Continue reading →

Welcome to the “Retire With More” radio show, co-hosted by our very own Mitch Tuchman. Our goal is to help you make sense of the variety of retirement investing options and to make wise choices, regardless of where you are in your investment time horizon. Continue reading →

Rebalance’s Managing Director, Scott Puritz writes about an underutilized retirement planning tool for freelancers- the Solo 401(K). Continue reading →

Rebalance’s Managing Director Scott Puritz discusses the powers of compounding and portfolio indexing, and how the stock market can be your friend if you just stay in it for the long haul. Continue reading →

Our very own Sally Brandon talks about how important it is to contribute whatever you can to your 401(k) and to strive to increase that percentage over time. Continue reading →

Rebalance Vice President Sally Brandon writes in Money Magazine about the importance of striking a balance between saving for retirement and for your childrens’ college funds. Continue reading →

Nobody doesn’t like a gift of cash. But since none of these companies are in the habit of giving away money, let’s stop to ask: what’s the catch? Rebalance’s Managing Director Mitch Tuchman cautions against “falling prey to the sirens of active management.” Continue reading →

Two Forbes Magazine reporters were allowed to attend a portion of the annual Rebalance Investment Committee meeting in New York. They were so impressed that they wrote two articles and showcased our firm’s Diversified Growth retirement portfolio. Continue reading →

Rebalance Investment Committee member Professor Burton Malkiel talks with NPR’s Robert Siegel about his best-selling book, A Random Walk Down Wall Street, and stands by his central message: investors who buy index funds do better than all the stock pickers and Wall Street pundits. Continue reading →

The Wall Street Journal’s Jonathan Clements discusses the growing popularity of indexing and the resulting downward pressure on investment management fees. He showcases Rebalance and our Firm’s focus on meeting the retirement investing needs of clients 40 and older. Continue reading →

So I had two events in my life in the ‘90s that really shaped the way I invest. The first was, my first son Jack was born in late 1996 and about a year later, we learned that he was… Continue reading →

“I loved this book! It is short, punchy, and highly readable. It provides a full analysis of the grim status of our nation’s retirement savings plans and offers solutions that are realistic and long overdue.”
John C. Bogle, Founder and Former Chairman and CEO of Vanguard Group Continue reading →

The San Francisco Chronicle explores what makes Rebalance unique in the world of online investment managers: personalized, expert advisors who can tailor a management plan to someone’s unique needs and goals. Continue reading →

Our very own Charley Ellis brings insight into this compelling New York Times article on why it is almost impossible to beat the stock market. Continue reading →

Our very own Mitch Tuchman helps make the case for shifting retirement funds from an employee-sponsored plan to a Roth account: “Once you have money in a Roth, it’s like money that’s home-free from taxes.” Continue reading →

Our own Mitch Tuchman contributes to this Washington Post article about the best resources for retirement account advice…since recent studies show most people do not seek advice simply because it’s difficult to know where to start. Continue reading →

Rebalance Investment Committee member Charles Ellis chats with the Wall Street Journal’s Jason Zweig about why now it is virtually impossible to beat the stock market, and attempting to try is an expensive and futile endeavor. As a result, investment fees will be going down. Continue reading →

Mitch Tuchman talks with Money Magazine about knowing exactly how much in fees you pay for your retirement account: “You may not be able to control the markets but you do have some control over what you pay to invest. That can make a big difference over time.” Continue reading →

Rebalance commissioned a new survey which reveals that many full-time employed baby boomers don’t understand the fees they are paying in their retirement accounts. Continue reading →

Our own Mitch Tuchman shares the results of a Rebalance-commissioned survey with The Wall Street Journal. The startling consensus: nearly half of people in their fifties and sixties working full-time believe they don’t pay any fees in their retirement savings accounts. Continue reading →

Rebalance’s very own Scott Puritz shares his insights on why shouldering the burden of a child’s student debt may seem like a smart move, but it can quickly put a parent’s retirement savings in a dire situation. Continue reading →

Our own Charley Ellis and Mitch Tuchman speak with the Philadelphia Inquirer about the best cure for high active money manager fees: simply stop paying them, and instead invest in low-cost index funds that track the market. Continue reading →

Our own Mitch Tuchman speaks with TIME’s Bill Saporito about pension fund CalPERS’ recent decision to move more assets into passively managed index funds, saying their actions prove they can’t beat the market, “and even if they can, their fee structures are overwhelming.” Continue reading →

Our very own Charley Ellis shares his perspective with Financial Analyst Journal on why investors are shifting to indexing over active investing, and the opportunity for good performance that can stem from an appropriate, long-term investment program. Continue reading →

Mitch Tuchman talks with CBS Senior Business Analyst Jill Schlesinger, and reveals how Rebalance’s customer service and sound investment advice can help the average investor retire with more. Continue reading →

Rebalance’s Scott Puritz shares his insights with Fox Business on the variety of retirement savings plans available for the self-employed and small-business owners. Continue reading →

Our own Mitch Tuchman debunks the supposed advantages of stock picking to the WSJ, arguing that ‘beating the market’ year after year is impossible, and that index-based funds will yield greater returns over time. Continue reading →

Our own Mitch Tuchman highlights the golden rule of Modern Portfolio Theory, and the guiding principle for Rebalance: keep measured exposure across all asset classes by taking the growth from top-performing classes and putting it into classes that underperform. Continue reading →

Individual investors tend to make terrible timing decisions. This may have been one of the best years ever for U.S. stocks but our own Burt Malkiel explains why selling all your stocks does not make sense. Continue reading →

When the federal government artificially stimulates the economy, many golden investing rules may not be always be appropriate. Burt Malkiel and Charley Ellis weigh in on the pros and cons of rebalancing in a challenging economy. Continue reading →

Rebalance launches a new educational project dedicated to enhancing financial literacy and helping everyday Americans manage their retirement savings, The Center for Retirement Investing. Continue reading →

Marking the five-year anniversary of the fall of Lehman Brothers , our very own Mitch Tuchman offers up some valuable advice regarding the market, risk, and what we should have learned from the nation’s worst financial crisis since the Great Depression. Continue reading →

Five years after the market crash, our own Mitch Tuchman shares his insight on what went wrong and how managing risk, diversifying your assets, and keeping an objective, long-term focus are key to protecting yourself from turbulent financial climates. Continue reading →

Carolyn Geer of the Wall Street Journal talks with Paul Jacobs and our own Mitch Tuchman about the foreign markets, US equities, and the long-term benefits of global diversification. Continue reading →

There’s no real right answer as to how often an individual investor should rebalance back to their target weights or their target mix. There’s research that says that every three months or every six months is probably right. Some people… Continue reading →

There are two reasons for joining the board at Rebalance. One was anger and one was love. The anger part is: it really bothers me that normal, everyday investors, real people, the people that I meet all the time need… Continue reading →

“Everything that I believe in” I joined Rebalance because what it does is everything that I believe in. It believes in broad diversification. That’s just something I have believed in all of my life. It believes in low expenses. And low… Continue reading →

Carolyn Geer of the Wall Street Journal takes a look at some of the important factors when considering investing in an IRA. Her top 3? Make sure IRA firms are acting in your best interest, not theirs; be certain that the IRA fees are clearly advertised; and verify that your IRA is globally diversified. Continue reading →

Our own Burt Malkiel talks with CNBC’s Maria Bartiromo about investor confidence, the bond market, and why Rebalance’s low fees and index funds make so much investing sense. Continue reading →

NPR’s Uri Berliner takes $5,000 of his own savings and puts it to work. That’s why he contacted our own Charley Ellis. His advice: The high expense ratios of actively managed mutual funds make it practically impossible to beat market returns, so don’t try. Go with a low-expense service such as Rebalance. Continue reading →

Professor Burton Malkiel and Mitch Tuchman team up to discuss low-cost index funds, automatic portfolio rebalancing, and why the professor is a member of the Rebalance Investment Committee. Continue reading →

“You can’t control what markets can do, but you can control the costs you pay,” explains Burt Malkiel in this Wall Street Journal Opinion piece. “The quintessential low-cost investment vehicles are index funds, which should comprise the core of every investment portfolio.” Continue reading →

With rates historically low, bonds — the once ‘safe’ investment —no longer look so safe. How to achieve a reasonable rate of return while still keeping volatility low? Our own Burt Malkiel suggests a diversified collection of dividend-paying equities, much like what’s offered at Rebalance. Continue reading →

Our own Charley Ellis discusses with CNN Money how investment fees can actually be higher than they first appear, how bonds aren’t as safe as they once were, and if you’re paying a money manager to try to actively ‘beat the market’, don’t. Invest with a company like Rebalance instead. Continue reading →

The Associated Press takes a look at the long-term savings benefits of IRAs, and why the lack of expert management advice leaves many individuals missing out. The solution for optimal retirement planning? A service that helps IRA owners expertly manage their retirement accounts. A service named Rebalance. Continue reading →

Our very own Charley Ellis weighs in at the process of rebalancing your portfolio in the post-crash investment landscape of low yield, high-cost bonds. Does it still make sense? In short, ‘yes’ and Rebalance knows just how to do it. Continue reading →

In this interview on the CBS Washington DC affiliate WUSA, our own Scott Puritz discusses the benefits of adding funds to your retirement accounts, how most Americans underfund their retirement savings, and, of course, why Rebalance is the gold standard of retirement investing. Continue reading →

In this piece, MarketWatch taps two members of our Investment Committee, Burt Malkiel and Charley Ellis, to share 3 investing rules to rescue your retirement- costs matter, rebalance your portfolio regularly, and indexing wins the ‘losers game’. Continue reading →

The New York Time’s Ron Lieber discusses the problem of getting premium investment service without having a premium retirement portfolio. His exploration reveals a gap between high-end institutional-style investing and the high-fee world of actively-managed mutual funds. Rebalance, he concludes, is here to fill that gap. Continue reading →

Finance luminaries bring “Big League” investment management to everyday investors. Three important and respected investment “rock stars” — Burton Malkiel, Charles Ellis and Jay Vivian — have joined Rebalance’s Investment Committee. Continue reading →

The New York Time’s Ron Lieber discusses the problem of getting premium investment service without having a premium retirement portfolio. His exploration reveals a gap between high-end institutional-style investing and the high-fee world of actively-managed mutual funds. Rebalance, he concludes, is here to fill that gap. Continue reading →

In this ground-breaking journal article, our own Charley Ellis posits that investment fees should be viewed as a percentage of incremental returns above the market, not as a percentage of your total assets. Continue reading →

In his most recent Wealthtrack appearance, our own Charley Ellis explains that when it comes to investment management fees eating away at your savings, things are even worse than we thought. Continue reading →

By now, the basics of pension liability-driven investing (LDI) are pretty well understood: There’s downside risk because assets might go down, but even more if liability discount rates go down. Continue reading →

“The best book about investing? The answer is simple: Winning the Loser’s Game. Using compelling data and pithy stories, Charley Ellis has captured beautifully the most important lessons regarding investing…a must-read!”

F. William McNabb III, CEO, Vanguard Continue reading →

Known as one of the “few great investment books” ever written, Rebalance Investment Committee member Burt Malkiel’s completely revised and updated edition of A Random Walk Down Wall Street, accentuates our investment methodology of using low-cost, diversified index funds, guided by efficient market theory. Continue reading →

Authors Charles Ellis and Burton Malkiel, two of the investment world’s greatest thinkers, have combined their talents to produce The Elements of Investing—a short, straight-talking book about investing and saving that will put you on a path towards a lifetime of financial success.
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“Our profession’s clients and practitioners would all benefit if we devoted less energy to attempting to “win” the loser’s game of beating the market and more skill, knowledge, and time to helping clients recognize market realities…clarify their realistic objectives and then stay the course that is best for each of them.”
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Our own Burt Malkiel defines ”efficient markets” to CNBC Host…. and ultimately relates that despite the financial crisis, markets still know best—one of the core Rebalance investment philosophy principles. Continue reading →

In this recent Op-Ed piece for the Wall Street Journal, Rebalance Investment Committee member Burt Malkiel discusses our core philosophy of diversification and the increased importance of low-fees in a low-return market. Continue reading →

An esteemed member of our Investment Committee, Charley Ellis explains to Consuelo Mack of Wealthtrack how trying to beat the market is a ”loser’s game” and proffers some advice on how to make the most out of your investments straight out of the Rebalance playbook. Continue reading →

In this Wall Street Journal Opinion piece, our own Burt Malkiel enumerates the Rebalance elements of sound investing in a depressed market: be diversified, buy-low and sell high, and relentlessly reduce fees. Continue reading →

“The biggest threat to incumbents comes from outside the banking sector, where hungry innovators, like MarketRiders, are trying to cut the cost of wealth management.” Continue reading →

“If Wall Street can find a way to make money off the unsuspecting investor, it will.”

Mitch Tuchman, CEO of MarketRiders Continue reading →

“The next thundering herd on Wall Street may be the ranks of low-cost portfolio managers such as MarketRiders… which have attracted more than $3 billion in assets over the last three years as more investors leave their full-service brokers.” Continue reading →

“If the past few year’s returns are as good as Wall Street’s best and brightest, you might as well do it yourself.”

Mitch Tuchman, MarketRiders CEO Continue reading →

“Fees are recurring revenue for fund companies. They’re just siphoned out of accounts in ways that one cannot [easily] see. It’s an insidious process.”

Mitch Tuchman, MarketRiders CEO
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“MarketRiders suggests portfolios using mostly funds from Vanguard Group and BlackRock Inc.’s iShares unit, with the allocation based on the user’s answers to questions about age, investment horizon and risk tolerance.” Continue reading →

Rebalance Investment Committee member, Burt Malkiel, accepts an award for his landmark book A Random Walk Down Wall Street and discusses some of the key concepts of our investment methodology: index funds, low fees, and the futility of trying to beat the market. Continue reading →

Using the 2009 financial crisis as an example, Rebalance and MarketRiders founder Mitch Tuchman spreads the word by hammering home the importance of well-considered asset allocation over “stock picking” and market timing. Continue reading →

True to our core values of high returns through low fees, Rebalance and MarketRiders founder Mitch Tuchman discusses with CNN’s Christine Romans how even relatively small fees can rob your IRA of almost 50% of its value over time. Continue reading →