Jay Vivian, former managing director of the IBM Retirement Funds, explains how diversification protects a retirement investor from the chance that any given investment will fail in time. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the human temptation to strive for outperformance despite evidence that consistently beating the benchmarks is close to impossible. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains how market timing leads to emotional trading and, all too often, portfolio crushing mistakes that diminish retirement investment returns Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, talks about how the urge to trade is our own worst enemy, even if we think we know what will happen next in the markets. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee details the human reasons we fall for the idea of active management, even though indexing is simpler and more effective. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the risk off putting of rebalancing in retirement funds and why having discipline on rebalancing makes a huge difference years later. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee explains how hedge funds and other dominant players in the public markets set a high bar for retail investors — so high that beating them is unlikely. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee shares some simple strategies for saving more for retirement, even if you think you can’t budget for saving. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on the most useful service a financial advisor can provide — a sounding board and trusted feedback so that your investments fit your goals. Continue reading →