Our Blogs

For the first time since the stock market crash of 2008, consumer confidence with the stock market has returned. According to legendary Washington Post columnist, Michelle Singletary, investors have had a bumpy ride over the past decade. In the process, they have been rewarded with annual returns of approximately 12%. More Americans own stocks. This… Continue reading →

Investors should consider using cash-equivalent investments, such as money market funds or CDs, to make sure that your idle cash is generating attractive short-term gains. Source: The Wall Street Journal May 6, 2023. What Investors Should Know About Money-Market Funds and CDs Investors are turning to these cash-equivalent investments, some of which are yielding 5%… Continue reading →

The Rebalance tried-and-true adage remains the same, echoed by this NYTs columnist: it is nearly impossible to beat the stock market. The most prudent long-term investing strategy is to “own” the entire stock market through low-cost, broad exposure index funds. Source: The New York Times April 14, 2023. With the Odds on Their Side, They… Continue reading →

With the perspective of time, the calls for the death of the 60%/40% investment strategy came too soon. The click-bait articles of 2022 did not deter the Rebalance long-term investors. Source: The Wall Street Journal April 12, 2023. The 60-40 Investment Strategy Is Back After Tanking Last Year The recovery has emboldened investors who didn’t… Continue reading →

At Rebalance, we strive to make investing and saving for retirement smoother, safer, and easier for our small business owner clients and their employees with our BetterK solution. The recent passage of the new Secure Act 2.0 aims to expand access to retirement plants, increase retirement savings, help Americans preserve income, and streamline retirement plan… Continue reading →

We all know the stories of famous athletes who go broke. And then there is the infamous “lottery curse,” where winners end up bankrupt a few short years after hitting the jackpot. Most folks think that they’re smarter than that. They believe they will properly manage any inheritances that come their way. If only we… Continue reading →

The Dutch Tulip market was all the rage in the 17th century, until it came crashing down. Is AI today’s Dutch Tulip? What We Mean When We Talk About an Artificial Intelligence ‘Bubble’ By John Letzing, Oct. 7, 2025 The sheer amount of money being directed at AI has stirred fears of a bubble. Comparisons… Continue reading →

The news is flooded with opinions about whether the runup in AI-driven stocks portends a once-in-a-generation technological revolution… or is just an overhyped bubble that is going to pop. Why Concerns About an AI Bubble Are Bigger Than Ever By Bobby Allyn, Nov. 23, 2025 Perhaps nobody embodies artificial intelligence mania quite like Jensen Huang, the… Continue reading →

NYU Professor Vasant Dhar discusses the fine balance between harnessing the power of AI and learning how to successfully navigate this emerging new landscape. Thinking With Machines By Gerry Baker, Dec. 4, 2025 Announcer: From the opinion pages of The Wall Street Journal, this is Free Expression with Gerry Baker. Gerry Baker: Hello, and welcome… Continue reading →

Before you declare “I’ve got this,” make sure you actually do. Do You Need a Financial Adviser? Ask Yourself These Four Questions By Debbie Carlson, Nov. 5, 2025 There has never been an easier time to be a do-it-yourself investor, thanks to the host of technological aids such as financial calculators, budgeting and investing apps,… Continue reading →

Working with a financial advisor is priceless in more ways than one might think. Why Financial Advice Is Growing More Valuable Than Ever By Danny Noonan, Oct. 20, 2025 Apollo CEO Marc Rowan recently shared his view on the future of investing, saying, “We’re moving on from a three-flavor ice cream world.” For decades, stocks… Continue reading →

Open your eyes to hidden fees… they can make a huge chunk of your retirement savings disappear. Congress Thinks Hiding Fund Fees Is Good for You By Jason Zweig, Oct. 10, 2025 Asset managers and financial advisers have concocted a zillion ways to disguise their fees. Congress wants to give them yet another. A bill… Continue reading →

While it is being presented as the “hot” new thing, private equity may not be the best investment for your 401(k). Private Equity Is Coming to Your 401(k). Should You Buy In? By Randall Smith, Oct. 05, 2025 With private-equity funds on their way into workplace retirement plans, savers face a choice that matters: Are… Continue reading →

Celebrating Excellence: Christie Whitney Named Top Female Advisor 2025 By Rebalance, Oct. 08, 2025 Rebalance is excited to announce that our very own Christie Whitney, CFP®, Vice President of Wealth Management and Director of Planning was recently named a $100M Club: Top Female Advisor 2025 winner by Investment News. This prestigious recognition honors exceptional women… Continue reading →

This has been our message all along: instead of chasing “what is working now” like the talking heads, you need to allocate strategically, to rebalance routinely, and to think long-term! When Boring Became Beautiful for Stock-Market Investors By Allan Sloan, Sept. 23, 2025 Boring can be beautiful—and, it turns out, bountiful. That’s certainly the case when it… Continue reading →