Joe Daly

A lifelong investing enthusiast, Joe Daly has been an ardent follower of John Bogle, the founder of Vanguard and the father of the modern index fund. Over time, Joe developed considerable expertise in indexing, and its applicability to retirement investing. After a successful 25 year career in the telecommunications field, it was Rebalance’s time-tested, expertly crafted methodology that motivated Joe to join our firm as a Senior Financial Consultant. Joe’s consultative approach coupled with his extensive index investment knowledge serves Rebalance clients well and helps them focus on key issues in financial planning in a collaborative manner.

See All Authors

401k Fees are a mystery to many employees

For Many Employees, 401(k) Fees Are A Mystery

by

A recent government study finds that nearly four in 10 Americans don’t understand the fees they pay for their retirement plan at work. A national survey conducted by my firm, Rebalance, found even worse news: Even more Americans — nearly… Continue reading →

 

Business Owners Demand Better 401(k) Advice: Survey

by

More than one-third of small business owners look to change their 401(k) plan advisor, a new survey has found — more than twice the number in 2020. Business owners seek better employee communication, lower fees, solid investment insights and higher… Continue reading →

 

Price Check: Does Your 401(k) Plan Measure Up?

by

As a nation we’ve become hyper-aware of pricing on nearly everything. Before, if you were interested in a pair of new sneakers or tires for your car, you could shop around but only at the cost of your time and,… Continue reading →

 

Despite COVID-19 Related Economic Uncertainty, Retirement Balances Hit Record Levels in 2020

by

Retirement account balances hit record levels in Q4 2020, according to a recent survey released by Fidelity. More good news: one-third of 401(k) savers increased their savings rate in 2020, while contribution rates for women in 401(k), 403(b) and IRA… Continue reading →

 

Employers See 401(k) Lawsuits Increase Exponentially in 2020

by

Lawsuits aimed at companies providing their employees with a 401(k) plan have increased five-fold in 2020. Companies large and small are seeing lawsuits from 401(k) plan participants questioning the prevalence of high fees and sub-standard investment options. Read more in… Continue reading →

 
Fiduciary Rule Protections, Washington Post

A New Rule on Retirement Savings Advice Is in Your Best Interest

by

A new rule has just been implemented by the U.S. DOL, and it could be a game-changer for those saving for retirement. In this Washington Post piece, Michelle Singletary details the many aspects of the landmark “fiduciary rule,” and how… Continue reading →