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education investing

Sally Brandon
A Financial Checklist for Your Newly Minted High School Graduate

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Do you have a teenager who is about to head off to college, or a young adult in your life digging into the start of their working lives? “Real world” financial matters, such as budgeting, banking, and health insurance, can… Continue reading

Scott Puritz
What’s New? Even Lower Investing Costs For Our Clients

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The late, great John Bogle put it best, and simplest, when he said, “Fees matter.” We take those words seriously at Rebalance. We should, since several members of our all-star Investment Committee are longtime colleagues of the Vanguard Group founder.… Continue reading

James Holzhauer blog image

Mitch Tuchman
What Investors Can Learn From ‘Jeopardy’ Phenom James Holzhauer

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“Jeopardy James” Holzhauer finally lost on Monday, June 3 2019, ending his 32-game winning streak just $58,484 shy of Ken Jennings’ all time money prize record. He took home $2.4 million in any case, losing the “Jeopardy” throne to a… Continue reading

Scott Puritz
Rebalance’s Investment Committee: Investing’s Brightest Minds At Your Service

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Every year, billionaire investment icon Warren Buffett auctions off lunch with him to anyone willing to write a big check to charity. Last June, someone paid an astounding $3.3 million for the privilege of having lunch with him. Imagine sitting… Continue reading

tax refunds

Kathleen Kalu-Anderson
Got a Tax Refund? Here’s What You Should Do With It

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Unexpected money is great, like finding a crisp $20 in a coat pocket or when an older relative snail-mails you a check because it’s Christmas and they have no idea what to get you. Windfalls on the lower end of… Continue reading

divorce after 50

Kathleen Kalu-Anderson
Divorce After 50: Surprising Changes When It Comes To Taxes

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It’s one of those statistics that is both surprising and, well, not surprising. Baby Boomers, the generation that led the charge into no-fault divorces in the 1970s and 1980s, continue to lead other age groups in divorce into their retirement… Continue reading

401k retirement

Christie Whitney
The Basics of 401(k) Retirement Planning

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The history of the most common American retirement plan — the workplace 401(k) — is long, but the essential idea is simple. Save money today and lower your current income taxes. Put in pre-tax money while you are working and… Continue reading

Sally Brandon
Our 3 Favorite John Bogle Books

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The recent loss of investing giant and Vanguard founder, John Bogle, got us to thinking about the many books he wrote and which ones meant the most to us. Here are our top 3 favorites to help inspire you to… Continue reading

index funds

Scott Puritz
Passive Investing Is Active In All The Right Ways

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There are plenty of buzzwords in the investing world, few of them more debated than the idea of active vs. passive investing. Passive doesn’t not necessarily mean “do nothing.” After all, doing nothing would mean not investing at all! Rather,… Continue reading

divorce after 50

Divorce After 50: Surprising Changes When It Comes To Taxes

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It’s one of those statistics that is both surprising and, well, not surprising. Baby Boomers, the generation that led the charge into no-fault divorces in the 1970s and 1980s, continue to lead other age groups in divorce into their retirement… Continue reading

 
investment steps

4 Concrete Steps For Real Investment Peace of Mind

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It was Dr. Martin Luther King who said “the arc of the moral universe is long, but it bends toward justice.” Weighty words indeed, but they feel apropos of the back-and-forth we see in Washington over a rule meant to… Continue reading

 
Money lessons

Parental Advice: Sharing Lessons about Money with the Next Generation

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One of my clients, who is an older man, recently told me about a conversation he had with his daughter, who had just gotten married. A wedding is a special time and certainly a threshold toward a new and different… Continue reading

 
retirement cost

Retirement Is Expensive. Here’s What To Do About It.

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You probably think of your own home as your largest expense in life. Perhaps your kids, if you think of them as expenses. A recent study, in fact, estimated that buying a house and raising a child cost about the… Continue reading

 
How to find a new financial advisor

Breaking Up Is Hard to Do…With Your Financial Advisor

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Firing a financial advisor can be uncomfortable, but certain circumstances make it necessary. Ending a relationship is never easy. You nurture it, get comfortable with it, and you learn what to expect. Sometimes you think about walking away because you’re… Continue reading

 
bitcoin buffett

Heed Warren Buffett’s Warning: Bitcoin Is Pure FOMO

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To the surprise of nobody, billionaire investor Warren Buffett isn’t interested in Bitcoin, the electronic currency that has zoomed higher in value over the past few weeks. Bitcoin is a complex idea. Simply put, it’s a virtual currency that is… Continue reading

 
Wall Street Journal Paying for College

Five Common Mistakes People Make When Paying for College

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In her recent Wall Street Journal column, Chana R. Schoenberger details the many pitfalls that families with college-bound children face, and the simple steps you can take to prevent and/or remedy these mistakes. Read the article, in full, below. As the school… Continue reading

 

John Bogle’s Advice On Stocks Proven Again — By Science

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A new study of our innate human biases reinforces the value of diversification when it comes to stock investing. Short version: We just can’t help ourselves when we think we know something. Scientists call this confirmation bias, the unconscious way we… Continue reading

 
millennial retirement

7 Things Most Millennials Don’t Know About Preparing For Retirement

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Recently, Forbes published an eye-opening article about the challenges that millennials face when saving for retirement. For those in their 20’s or 30’s, retirement may seem a lifetime away; however, that time will approach faster than you can anticipate. Read on… Continue reading

 
male testosterone investment

Testosterone Messes With Your Investing Brain

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A landmark 2001 study showed that women outclassed men as investors by nearly 1 percent per year. Now we are coming closer to understanding why: Testosterone interferes with the male investor’s brain. A new study from Caltech, Wharton, Western University… Continue reading

 
Don’t Fall Into the Market Timing Trap

Don’t Fall Into the Market Timing Trap

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One of the more interesting reactions to the Rebalance approach is hearing the ideas people have of “passive” investing and “market” returns, especially investors who still believe in market timing. “Oh, I would never be a passive investor. There is… Continue reading

 
Are Fund Managers Doomed? Warren Buffett Advice

Are Fund Managers Doomed? Making the Case for Passive Investing’s Triumph

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Why use index funds? Warren Buffett and Rebalance Investment Committee members Charley Ellis and Burt Malkiel make a convincing argument in this piece for the Wall Street Journal. Continue reading

 
Your 401(k) costs you far too much money

It’s Your Money, Take It With You, Dammit!

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One thing not to forget when you leave a job: your 401(k)! Scott Puritz spoke to Rodney Brooks at The Washington Post about the best practice of taking your retirement savings with you when you switch jobs. Continue reading

 

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