David Ranney Archive

Cash balance plans: Six-figure tax savings for dentists

Editor’s note: Originally published in November 2021 and updated with new financial information in April 2024. For dentists and practice owners, retirement investing tends to come in a few different forms. Often it’s a 401(k) plan, maybe a 401(k) plan with profit sharing, supplemental Roth IRA, or nonqualified taxable investments. While the broad popularity of 401(k)… Continue reading


5 Big Issues with Small 401(k) Plans: Rebalance’s David Ranney


Small-business 401(k) plans face a lot of specific issues and challenges that don’t necessarily impact
larger retirement plans. Continue reading


Big Retirement Plan Mergers May Leave Business Owners Holding the Bag


Retirement plan mergers have changed the face of the 401(k) market, and not necessarily in favor of business owners. There were once a small number of big names in retirement, leading players who were record keepers for thousands of companies and millions of employees: Prudential, Mass Mutual, Wells Fargo, Fifth Third Bank, New York Life,… Continue reading


David Ranney Brings Over Twenty Years of Experience and Innovation to Workplace Retirement Investing

Bethesda, Md. & Palo Alto, Calif. – July 11, 2022 – Award-winning wealth management firm Rebalance is pleased to announce that David Ranney has joined as Vice President of Sales for its premier small business 401(k) offering, Better K. He will play a key driving role as Rebalance accelerates its efforts to help transform the… Continue reading