Professor Burton Malkiel of the Rebalance Investment Committee explains how rebalancing positively affects returns. Continue reading →

A lot of ink has been spilled over the huge rise in equities in 2013. The year so far has been less surprising but not at all bad. The S&P 500 put on nearly 32% in the last calendar year and more than 5% year-to-date, despite the sharp dip in late January. The inflation-adjusted S&P… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee on how cost predicts investment returns. Continue reading →

Are active managers getting better and better at their jobs? Yes. Does that mean that it’s getting harder and harder for active managers to beat their own benchmarks? Also yes. In fact, money managers are getting better, researchers have found. They are better informed, better equipped and often better traders than a few decades ago.… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the virtues of automatic rebalancing. Continue reading →

A rising tide lifts all boats, or so they say. That’s the inherent promise of indexing for retirement. But an important corollary should be mentioned: A leaky boat sinks in any tide. Investment fund expenses will kill your retirement plan, no matter what kind of market is ahead. That’s the takeaway from the latest study of… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on changing jobs and retirement risk. Continue reading →

What do Charles Schwab, Warren Buffett, Jim Cramer and John Bogle have in common? Shoe size, maybe? No, they all think that most Americans, up to 98% of us, should be using index funds to build a retirement nest egg. Schwab appears to be the most recent convert to the passive approach, telling reporters that… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on the difficulty of trying to beat the stock market. More investing advice for a solid retirement. TRANSCRIPT If you go back 60 years ago, maybe even 50 years ago, active, aggressive, imaginative, go-for-it investing had a terrific opportunity because the competition wasn’t very tough. Over… Continue reading →