What is the worst time to hire a financial adviser?

Rebalance Managing Director Mitch Tuchman outlines in this column how one should take financial advice as seriously as they take medical advice. by Mitch Tuchman, January 31, 2024 If the number of digits on your retirement account balance surprises you, that might be a sign you need to get help with your financial decisions. The average… Continue reading


Smart Investors Take These Five Steps Before Retiring


Are you confident in your own retirement planning? Probably not, according to new data from the Employee Benefit Research Institute. Just 18% of Americans — less than one in five — say they are “very confident” in their ability to finance a comfortable retirement. Another 49% report that they are “somewhat confident.” What makes the… Continue reading

Illustration of Warren Buffett reading a letter

Warren Buffett’s Most Powerful Life Lesson Has Nothing to Do with Stocks


Nothing about the news cycle these days is remotely “normal,” which is understandable considering events in Europe. So you probably missed the most recent letter to investors from Warren Buffett. Usually, his annual missive to shareholders in his holding company, Berkshire Hathaway, is front page news for a few days each year. It is a… Continue reading


How Rebalance Changed Its Portfolios to Manage Increased Inflation Risk


Investors of a certain age, almost all, remember the last bout we faced as a country in terms of serious inflation, back in the late 1970s and early 1980s. Those years of rising prices baked into the economy came to head with double-digit price increases and, shortly after, a rapid increase in interest rates in… Continue reading

Rebalance's Secret Sauce

The ‘Secret Sauce’ At Rebalance


Over the past decade or so, a lot of well-meaning investment writers have tried to explain what is “special” or “different” about index investing. After all, American savers have put literally trillions of dollars to work in index funds over the years. There must be something going on, right? There must be some reason legacy… Continue reading


The Madness of Stock Picking


Honestly, how many of you had Baylor University taking the NCAA Men’s basketball tournament, a.k.a March Madness?  Maybe some of you, maybe even a lot. Unless you’re fibbing. But how many of you got every single team right in your bracket? Essentially, that number is zero. It’s always zero and likely always will be zero.… Continue reading


Four Decades After “9-to-5,” Women Deserve Retirement Security


Like many of you, I am relieved and thrilled to see vaccines against Covid-19 rolling out across the country. It will take a few more months, but every day is a step closer to normal life for millions. It will take still more months, and for some folks years, to overcome the emotional and financial… Continue reading


Put Money On Tom Brady’s Bucs? Want To Try Your Hand At Investing Now?


The Super Bowl is behind us. I’d bet not many people expected Tom Brady’s Bucs to deliver the thrashing they ultimately visited upon Patrick Mahomes and Chiefs. It was more than a little unnerving to watch a talented but terrified Mahomes flee Tampa’s ferocious defensive line as the game wound down. Rather, much of the… Continue reading


If Your Small Business 401(k) Is More Than a Year Old, Time to Take a Hard Look


Running a business is tough even in normal times, and 2020 was far from normal.  Nevertheless, over the coming months things should slowly return to at least semi-normal. The routine of making payroll and keeping the books will return, too. Probably the last thing on your mind is your 401(k) plan. The stock market is… Continue reading