If given a choice, would you prefer to retire with 79% more money than the typical investor? Easy question, right? Many retirement savers are given exactly this choice, yet only a third end up enjoying the extra cash. What’s the difference? Prudent, high-quality advice that helped them avo​id the roller coaster of emot​ionally driven decisions. Aon Hewitt, the… Continue reading →

In defense circles, it’s known as “fighting the last war.” A country shaped by a protracted conventional conflict can be unprepared for guerrilla attacks. A nation used to commanding the high seas is unlikely to muster an effective standing army. Fighting the last war with your investments is a major tactical blunder. Sticking to a… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, explains target date funds. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on the need to increase saving at any age in order to deflect the risk of real financial pain in retirement. Continue reading →

Did you know that if you start early and save diligently, you could easily finance the retirement of a total stranger? That’s right. A total stranger. If you pay the big fees charged by mutual funds and high-priced active money managers, those costs can total up to more than $400,000 over your working life, according… Continue reading →

Here’s a news flash: Unequal pay for women can mean unequal retirement. It’s common knowledge that women earn less than their male peers, about 77 cents on the dollar, the so-called “pay gap.” What’s less appreciated is the danger of when they earn less: The high-earning years in mid-career, when most people first get serious… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains how volatility in the markets can cause investors to make emotional decisions and why access to a financial advisor is crucial in tough markets. Continue reading →

David Einhorn, the hedge fund guru best known for shorting Lehman Brothers in 2007, is back at it, this time with tech stocks in his sights. “There is a clear consensus that we are witnessing our second tech bubble in 15 years,” Einhorn’s $10.3 billion firm, Greenlight Capital, told clients in a letter this week.… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee on how tax-deferral and compounding leads to significant long-term growth of an investment portfolio. Continue reading →