Professor Charles D. Ellis of the Rebalance Investment Committee explains how diversification lowers the risk of unexpected losses in a portfolio, providing what Burton Malkiel calls “the only free lunch in investing.” Continue reading →

We’ve heard a lot recently about how Americans aren’t going to have much of a retirement. We’ll work longer and have less, and things don’t look much better for our underemployed kids. Such headlines induce a feeling of paralysis, I know. Why bother, you might conclude, if there’s no hope? Yet there are plenty of… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee on how lower fees mean a higher net return for investors. Continue reading →

If you’ve been paying attention to the financial news these days, it’s been hard to avoid dire headlines from abroad. Argentina is sliding toward a currency collapse. Turkey is in political turmoil. Venezuela is slipping fast. As a retirement investor, such news might give you pause. After all, it’s likely that you own at least… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee explains why investors who stick with diversification make money even when markets seem correlated and unlikely to achieve a positive investment return. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, shares the research on portfolio rebalancing and how investor psychology works against portfolio rebalancing in a timely fashion. Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee details the Rebalance retirement investing strategy for low interest rates using a diversified mix of bonds and income stocks. Continue reading →

The headlines pulled no punches after a poor January and a tough start to February for stocks: “Brutal” said one, “horrific” said another. The natural human compulsion in such times is to take action. Yet before investors really absorb such headlines, the time for action will have passed. And that’s the problem. The solution, to… Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on how to treat rollovers in order to avoid tax penalties and ensure your retirement plan remains intact. Continue reading →