Believe it or not, there is a magic age for making the best financial decisions of your life. You may or may not be surprised what this age is. Read this excellent Wall Street Journal article to discover the magic number. The Exact Age When You Make Your Best Financial Decisions There’s a magic number… Continue reading →

While Rebalance does not consider cryptocurrencies to be a credible investment asset class, it is useful to keep abreast of investing trends. New York Times columnist Ron Leiber does a terrific job of explaining the cryptocurrency landscape. Letter to a Young Crypto Enthusiast (or the Merely Curious) An ever-growing number of young people, males in… Continue reading →

Curious about where to invest your cash? New York Times columnist Jeff Sommer outlines how money market accounts and bonds have risen to the top as compelling investment options. Yes, There Are Alternatives to Stocks At the moment, money market funds and many bonds are not only less risky, but at current interest rates, they… Continue reading →

Summer is the perfect time to check in on the financial goals set in January at the beginning of the year. Columnist Ann Carrns outlines how to conduct a personal audit, which is essentially a financial health “checkup.” Why It’s Smart to Revisit New Year’s Savings Goals Now There’s still time this year to make adjustments, especially with… Continue reading →

For the first time since the stock market crash of 2008, consumer confidence with the stock market has returned. According to legendary Washington Post columnist, Michelle Singletary, investors have had a bumpy ride over the past decade. In the process, they have been rewarded with annual returns of approximately 12%. More Americans own stocks. This… Continue reading →

The Rebalance tried-and-true adage remains the same, echoed by this NYTs columnist: it is nearly impossible to beat the stock market. The most prudent long-term investing strategy is to “own” the entire stock market through low-cost, broad exposure index funds. Source: The New York Times April 14, 2023. With the Odds on Their Side, They… Continue reading →

With the perspective of time, the calls for the death of the 60%/40% investment strategy came too soon. The click-bait articles of 2022 did not deter the Rebalance long-term investors. Source: The Wall Street Journal April 12, 2023. The 60-40 Investment Strategy Is Back After Tanking Last Year The recovery has emboldened investors who didn’t… Continue reading →

A lot of money can be left on the table when retirees collect Social Security too early. Read on about a recent study that illustrates why it pays to wait. The High Price Retirees Pay for Collecting Social Security Too Early A study suggests that many retirees give up tens of thousands of dollars By… Continue reading →

Retiring can be a very stressful stage for many people. Daily routines, life purpose, and long-term goals, all come to an inflection point at once. The recent downturn in the financial markets has added an extra layer of unknowns to an already difficult time for those going through retirement. Having a clear perspective about the… Continue reading →