Curated Posts Archive
What Investors Should Know About Money-Market Funds and CDs
Investors should consider using cash-equivalent investments, such as money market funds or CDs, to make sure that your idle cash is generating attractive short-term gains. Source: The Wall Street Journal May 6, 2023. What Investors Should Know About Money-Market Funds… Continue reading
With the Odds on Their Side, They Still Couldn’t Beat the Market
The Rebalance tried-and-true adage remains the same, echoed by this NYTs columnist: it is nearly impossible to beat the stock market. The most prudent long-term investing strategy is to “own” the entire stock market through low-cost, broad exposure index funds.… Continue reading
The 60-40 Investment Strategy Is Back After Tanking Last Year
With the perspective of time, the calls for the death of the 60%/40% investment strategy came too soon. The click-bait articles of 2022 did not deter the Rebalance long-term investors. Source: The Wall Street Journal April 12, 2023. The 60-40… Continue reading
A Question About Your Money: Has Anything Truly Changed This Week?
With recent global financial turmoil, what should investors do? NYTs columnist Ron Lieber and Rebalance share the same strategy: “embrace inaction.” Source: The New York Times March 18, 2023. A Question About Your Money: Has Anything Truly Changed This Week?… Continue reading
The High Price Retirees Pay for Collecting Social Security Too Early
A lot of money can be left on the table when retirees collect Social Security too early. Read on about a recent study that illustrates why it pays to wait. Source: The Wall Street Journal Feb. 18, 2023. The High… Continue reading
Many Banks Pay High Rates on Savings. So Why Aren’t You Moving Your Money?
If you are keeping a good amount of spare cash in a basic savings account at a big bank, you are missing out. After paying paltry rates for years, short-term interest rates have risen dramatically, and moving your money could… Continue reading
What You Need to Know for the 2023 Tax Seasonby Scott Puritz
The 2023 tax season has evolved back to pre-pandemic times, sans any stimulus payments and pandemic tax breaks. The maximum amount that one can save in workplace retirement accounts has gone up… and tax brackets have changed. See below for… Continue reading
A New Option for Moving Retirement Savings When Switching Jobs
If you have a workplace 401(k) and you are changing jobs, there is good news. Several new solutions can facilitate transferring workplace retirement accounts to a new job. Source: The New York Times Published Feb. 10, 2023. A New Option… Continue reading
Value Stocks? Growth Stocks? Markets Last Year Turned Everything Topsy-Turvy.
Stocks have been topsy-turvy over the past year; this NYT article outlines an investment strategy to avoid volatility pitfalls. Check out the last four paragraphs of this article to see how their recommendations match the Rebalance investment philosophy. Source: The… Continue reading