Information is power. If you doubt that when it comes to retirement, just consider how much having information has changed your life for the better, thanks to the Internet. Say you need to buy a new car. The dealer obviously has a lot of unspoken incentives. He’s likely to give you a break on one… Continue reading →

An astonishing $32 trillion in securities changes hands every year with no net positive impact for investors, charges Vanguard Group Founder John Bogle. Meanwhile, corporate finance — the reason Wall Street exists — is just a tiny slice of the total business. The nation’s big investment banks probably could work for less than a week and take the rest of… Continue reading →

Mitch Tuchman, Managing Director, explains how Rebalance helps clients stay balanced during their annual check up. Continue reading →

I talk to dozens of people each week about their investments. After a while, you begin to notice a peculiar similarity among many of them. They’ve had the same retirement advisor for years, yet they strongly distrust that person. It can be hard for them to discuss it, as if they suffer from a financial version of… Continue reading →

A longtime golfer once told me that the difference between a great amateur and a true professional is pretty easy to spot: At the end of a tournament, the duffer hits the 19th hole to relax. The pro gets some water, changes and heads to the range to hit buckets until closing time. They compete all… Continue reading →

Managing Director, Mitch Tuchman, explains what robo-advisors are and how Rebalance is different. Continue reading →

People who know me know I’m a musician, in a blues band, and a big fan of great musicians. But the second night of the Grateful Dead farewell tour Sunday night in Santa Clara, California, which I attended, was a special moment in time. Yes, there’s just five of them left (if you count Bruce Hornsby).… Continue reading →

I was invited recently to appear on the highly respected PBS series WealthTrack along with Burton Malkiel, author of the investing classic A Random Walk Down Wall Street. Malkiel is a member of the investment committee of my own firm, Rebalance. It was the premiere of host Consuelo Mack’s 10th year on the program she started and a tremendous honor for… Continue reading →

What’s the difference between speculating and investing? For millions of people, it’s the real-world difference between retiring on time or working years longer than they had expected. J.P. Morgan recently published data that shows a diversified portfolio over two decades returning a solid 8% annually to the investor. Yet the typical small investor in that same time… Continue reading →