Learn strategies for organizations to leverage the experience of older workers and address skill gaps in the workforce. The below article  offering invaluable insights into navigating pressing issues such as talent shortages and shifting demographics. Written by Ken Dychtwald, Robert Morison, and Katy Terveer, this article is a must-read for anyone interested in the future… Continue reading →

The era of Artificial Intelligence is here, and boy are people freaking out. AI is the application of mathematics and software code to teach computers how to understand, synthesize, and generate knowledge in ways similar to how people do it. AI is a computer program like any other – it runs, takes input, processes, and… Continue reading →

The term FIRE (also seen as FI/RE) stands for Financial Independence / Retire Early. It is a term that was coined in the 1992 book, Your Money or Your Life. Recently, the FIRE movement has experienced a comeback as the internet has enabled financial resources to be more readily available. Here at Rebalance, we prioritize… Continue reading →

As tax season is currently in full swing, many individuals are looking for ways to lower their tax bill or increase their refund before the filing deadline of April 15, 2024. For some married couples, one excellent strategy for reducing taxes and boosting retirement savings is with spousal IRA contributions. What is a spousal IRA… Continue reading →

Rebalance Managing Director Mitch Tuchman outlines in this column how one should take financial advice as seriously as they take medical advice. by Mitch Tuchman, January 31, 2024 If the number of digits on your retirement account balance surprises you, that might be a sign you need to get help with your financial decisions. The average… Continue reading →

A 48-year-old major milestone has been reached: in 2023, mutual and exchange traded index funds in the United States overtook their actively managed counterparts. Index Funds Overtake Active Funds In Major Milestone by Miriam Rozen, January 31, 2024 By a margin of $8 billion, the investment industry reached a 48-years-in-the-making milestone at the end of 2023: Passive… Continue reading →

WSJ Columnist Jason Zweig, as he returns from a lengthy sabbatical, excellently illustrates Rebalance’s tried and true mantra: think long-term and turn off the “noise”. What I Learned When I Stopped Watching the Stock Market Over-reacting to the news can poison your portfolio and sour your life. Here’s how to keep your investment plan on track.… Continue reading →

Read this Barron’s article to learn why the 4% withdrawal rule for retirees is still relevant amidst changing markets. Discover strategies like adjusting withdrawal rates, optimizing asset allocation, and utilizing Roth conversions to make the most of your retirement savings. Does the 4% Withdrawal Rule for Retirees Still Make Sense? By Elizabeth O’Brien, February 9,… Continue reading →

Discover an approach to retirement savings that balances convenience with individual choice, offering insights into strategies for boosting retirement preparedness. In this Wall Street Journal article, Shlomo Benartzi’s proposal of automated account setup sheds light on a nuanced solution to increase retirement savings rates. A Simple Way to Get Workers to Save More for Retirement… Continue reading →