Illustration by Till Lauer for The New York Times

A New Option for Moving Retirement Savings When Switching Jobs

If you have a workplace 401(k) and you are changing jobs, there is good news. Several new solutions can facilitate transferring workplace retirement accounts to a new job. Source: The New York Times Published Feb. 10, 2023. A New Option… Continue reading

estate planning can help maintain generational wealth

Who Needs an Estate Plan? Maybe You


More than 60% of Americans don’t have a will, much less a full-blown estate plan. It’s understandable. It can feel morbid to think about what happens after you die.  Yet many of those same people have life insurance, precisely to… Continue reading

3 Tricky Income Scenarios Widows Face When It Comes to Social Security

3 Income Scenarios Widows Face with Social Security


It is incredibly hard to lose a lifelong spouse, and the weeks following a funeral are undeniably tough for the surviving partner.  Yet that’s exactly when many recently widowed people are expected to make consequential decisions about their finances, choices… Continue reading

Nest Eggs in Buckets

How to Build a Retirement Paycheck


Most people entering retirement naturally would prefer to continue to collect a paycheck, much like when they worked for a living.  That regular income is likely to come from Social Security, a pension if you have one, as well as… Continue reading

Man and woman reviewing their retirement plan

5 Ways You Could Go Broke in Retirement


The decision to go from working to fully retired is a big one, potentially fraught with uncertainty. And the last thing anyone wants is to go broke in retirement. After all, you have to go from making, spending, and saving… Continue reading

A woman wondering if she has saved enough for retirement

Have I Saved Enough for Retirement Yet?


For many folks, retirement planning comes down to their personal “number,” the savings level at which you can leave work behind and relax in a folding chair on a beach. That milestone number for many of us seems to be… Continue reading

a woman with a glad expression leaves her job while holding a box

The Great Resignation: What to Do About Your 401(k)


The Great Resignation, the Big Quit, the Extraordinary Exodus — whatever you want to call it, 4.5 million Americans voluntarily left their jobs this year, according to current government data, while job openings hover around 10.6 million. A recent analysis… Continue reading


How to Use a 529 Plan to Finance Your Kid’s College Costs


You may have heard about a type of tax-advantaged college savings plan known as a 529 plan. Similar to an IRA or 401(k), money put into a 529 is “qualified,” meaning it grows tax-free and can be used tax-free in… Continue reading


Your Retirement Tax Planning Checklist


The past year certainly has been tumultuous in many ways, including for retirement savers trying to keep up with tax planning.  There have been a number of changes to your taxes on the legislative front in regard to the pandemic,… Continue reading