What I Learned When I Stopped Watching the Stock Market

WSJ Columnist Jason Zweig, as he returns from a lengthy sabbatical, excellently illustrates Rebalance’s tried and true mantra: think long-term and turn off the “noise”. What I Learned When I Stopped Watching the Stock Market Over-reacting to the news can poison your portfolio and sour your life. Here’s how to keep your investment plan on track.… Continue reading

 

Four Lucrative Tax Deductions That Seniors Often Overlook

Attention seniors: there are several tax deductions available that can greatly affect one’s financial planning at year end.   This Wall Street Journal article explains each of these tax breaks, and how to go about taking advantage of them. Four Lucrative Tax Deductions That Seniors Often Overlook There are a host of tax breaks available to… Continue reading

 

The Exact Age When You Make Your Best Financial Decisions

Believe it or not, there is a magic age for making the best financial decisions of your life. You may or may not be surprised what this age is. Read this excellent Wall Street Journal article to discover the magic number. The Exact Age When You Make Your Best Financial Decisions There’s a magic number… Continue reading

 

Yes, There Are Alternatives to Stocks

Curious about where to invest your cash? New York Times columnist Jeff Sommer outlines how money market accounts and bonds have risen to the top as compelling investment options. Yes, There Are Alternatives to Stocks At the moment, money market funds and many bonds are not only less risky, but at current interest rates, they… Continue reading

 
More Americans own stocks. This is great for their financial future.

More Americans own stocks. This is great for their financial future.

For the first time since the stock market crash of 2008, consumer confidence with the stock market has returned. According to legendary Washington Post columnist, Michelle Singletary, investors have had a bumpy ride over the past decade. In the process, they have been rewarded with annual returns of approximately 12%. More Americans own stocks. This… Continue reading

 
Illustration by Till Lauer for The New York Times

A New Option for Moving Retirement Savings When Switching Jobs

If you have a workplace 401(k) and you are changing jobs, there is good news. Several new solutions can facilitate transferring workplace retirement accounts to a new job. Source: The New York Times Published Feb. 10, 2023. A New Option for Moving Retirement Savings When Switching Jobs Three big 401(k) administrators are making it easier… Continue reading

 
estate planning can help maintain generational wealth

Who Needs an Estate Plan? Maybe You

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More than 60% of Americans don’t have a will, much less a full-blown estate plan. It’s understandable. It can feel morbid to think about what happens after you die.  Yet many of those same people have life insurance, precisely to safeguard the finances of loved ones should they pass away unexpectedly. People sometimes use the… Continue reading

 
3 Tricky Income Scenarios Widows Face When It Comes to Social Security

3 Income Scenarios Widows Face with Social Security

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It is incredibly hard to lose a lifelong spouse, and the weeks following a funeral are undeniably tough for the surviving partner.  Yet that’s exactly when many recently widowed people are expected to make consequential decisions about their finances, choices that could set them back thousands of dollars in income each year during retirement. The… Continue reading

 
Nest Eggs in Buckets

How to Build a Retirement Paycheck

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Most people entering retirement naturally would prefer to continue to collect a paycheck, much like when they worked for a living.  That regular income is likely to come from Social Security, a pension if you have one, as well as from money in tax-deferred retirement plans such as your 401(k) and IRA accounts. The goal… Continue reading