Forget Stock Predictions for Next Year

Jeff Sommer, the New York Times personal finance columnist, echoed Rebalance’s investing philosophy to a tee with his 12/16/22 column: when it comes to investing for retirement, forget about the short-term, rather, think as a long-term investor. Forecasting the near… Continue reading

Illustration by The New York Times; images by Frank Ramspott and Kavalenkava Volha, via Getty Images

The Best 50-Year-Old Investing Advice Money Can Buy

The word “visionary” is most probably overused. But what else do you call someone like Burt Malkiel, who had the temerity in 1973, five decades ago, to predict that someday most of us would invest through low-cost stock market index… Continue reading

Illustration showing Inflation causing grocery price rising up

Your Paycheck Next Year Will Be Affected by Inflation. Here’s How.

There is more to inflation than just rising prices. It is important to fully understand the consequences that persistent, high inflation can have on your paycheck, retirement plan, and income taxes. This New York Times article below does an excellent… Continue reading


The Market Usually Rises After the Midterms. Will This Time Be Different?

  Elections are here. As the midterm elections approach, investors frequently ask about the linkage between electoral politics and the movement of stock prices. As Jeff Sommer points out in one his recent New York Times columns, history carries weight… Continue reading

Midterm Elections—What Do They Mean for Markets?

Midterm Elections—What Do They Mean for Markets?


  It’s almost Election Day in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third of the Senate are up for reelection. While the outcomes of… Continue reading


Six Words and Three Numbers That Matter from Charley Ellis


Say the word “finance” and many people’s eyes just glaze over. I totally understand that. Money and investing can be quite a dense topic, even for those of us in the business! It’s appealing, then, to have someone tell you… Continue reading

Woman riding a unicycle that has a coin as the wheel, balancing on a tight rope

The Tricky Math of Retiring Into a Downturn

Retiring can be a very stressful stage for many people. Daily routines, life purpose, and long-term goals, all come to an inflection point at once. The recent downturn in the financial markets has added an extra layer of unknowns to… Continue reading

Federal Reserve Chair Paul Volcker (top right) and President Richard Nixon (bottom right) with scenes of inflation from the 1940s and ‘70s. BEN KOTHE FOR THE WALL STREET JOURNAL.

How Previous Generations Handled Inflation Crises

The great late Maya Angelou famously said when speaking about important lessons from the past: “History, despite its wrenching pain, cannot be unlived, but if faced with courage, need not be lived again.”  Even though, she was not referring to inflation,… Continue reading

President Reagan meets with Federal Reserve Chairman Paul Volcker in the Oval Office, July 16, 1981. PHOTO: BETTMANN ARCHIVE/GETTY IMAGES

Lessons From the Great Inflation of 1973-81

Former Federal Reserve Chairman, Paul Volcker, will be remembered for many policy decisions that still outlive his tenure. More specifically, the lessons learned from his handling of the Great Inflation of 1973-81 will be amongst the most relevant. As we… Continue reading