The headlines are outrageous and heartbreaking. Seventeen dead in a Florida high school, victims of an angry young man with a powerful weapon in his hands. This follows, of course, the mass attacks in Las Vegas, in Orlando and in Newtown, Conn. Never mind the estimated 96 guns deaths daily around the country, most of… Continue reading →

Mark Hulbert, a fellow MarketWatch columnist and respected observer of the financial advising business, recently wrote a thoughtful critique of the massive rush to index-style investing. I just wish the headline had been different. The opinion article he wrote was titled “Index funds now are part of an investor’s biggest problem.” Widespread index investing is… Continue reading →

Each quarter, our firm holds a Market Review Conference Call wherein we invite clients and listeners to ask our Chief Financial Officer, Mitch Tuchman, their pressing investment questions. Recently, we received an interesting query from Dana, a client based in San Jose, CA. Dana’s main concern is that her high school age daughter is learning… Continue reading →

A new study of our innate human biases reinforces the value of diversification when it comes to stock investing. Short version: We just can’t help ourselves when we think we know something. Scientists call this confirmation bias, the unconscious way we seek out information that proves we are “right” about closely held ideas. The problem is… Continue reading →

Over the years, much has been made of the advice of iconic investor and billionaire Warren Buffett, including his penchant for promoting the idea that most investors should use index funds. When one mentions Buffett’s promotion of low-cost investing, usually the pushback from active investors is immediate. Certainly, they say, he can’t mean that nobody… Continue reading →

When will the world see its first trillionaire? A British charity estimates that it could happen within 25 years and that it will be none other than Microsoft Founder Bill Gates. Oxfam, the UK world hunger organization, meant to shame the world’s richest with its list of multi-billionaires. Which is odd considering that Gates is a… Continue reading →

Recently, Time’s Money Magazine crowned Rebalance Retirement Investment Committee member one of their “Money Champions” of 2016. Find out why, and how Rebalance clients benefit from Charley’s expertise. Continue reading →

Why use index funds? Warren Buffett and Rebalance Investment Committee members Charley Ellis and Burt Malkiel make a convincing argument in this piece for the Wall Street Journal. Continue reading →

How can you achieve higher returns in a low-interest rate environment? In his op-ed for the Wall Street Journal, Rebalance Investment Committee member Professor Burt Malkiel explains how. Now that central banks have pushed short-term interest rates to zero or even to negative readings, all asset prices have risen to unusually high levels and prospective future returns… Continue reading →