Walk down the aisles of your local grocery store. If you’ve been shopping for a few decades, you know a few things almost without thinking. Fresh foods are along the walls, dry goods in the center aisles. Store brands are usually just fine and cheaper. Now look at the shelves. Some products (say, fancy ground… Continue reading →

Recently, Rebalance hosted a screening and panel discussion of HBO’s Bernie Madoff biopic, The Wizard of Lies. The main question I posed as moderator to our panel of retirement safety experts was simply, “What can we learn from the Bernie Madoff saga?” Panelists Phyllis Borzi, Congressman Jamie Raskin, and Elizabeth Kelly each weighed in with their… Continue reading →

The money manager and columnist Barry Ritholtz makes a timely and important point in his most recent opinion piece for Bloomberg: Passive investing is an illusion. Nobody is truly a passive investor because all investing involves selection. Even if you choose the broadest possible global stock index fund, you’ve still chosen some stocks and ignored… Continue reading →

An interesting new analysis of the retirement business points out that, more than ever, people are stepping away from trading and into automated, low-cost portfolios. Three cheers for that, we say, but it raises an interesting question. Once you retire, should you stay in your set-it-and-forget-it company plan or do something different? How does “investing… Continue reading →

In a fascinating new book, a former Google data scientist offers a whole chapter about his brief misadventures in trying to apply big data — what we know from massive amounts of Internet searches — to investing. The chapter, part of the book Everybody Lies: Big Data, New Data, and What the Internet Can Tell Us… Continue reading →

A friend of mine was complaining recently about the price of apples, specifically a variety marketed as a “Honeycrisp” apple. He would go to the grocery store to buy a bag of apples and find Honeycrisps at $7.99 a three-pound bag. Right next to them would be Gala apples at $3.99. “Why are Honeycrisp apples… Continue reading →

Back in the 1980s, stock picking gurus such as Peter Lynch at Fidelity offered small investors a strikingly simple mantra: “Invest in what you know.” The idea was intuitive and highly attractive for a number of reasons. Essentially, if you noticed a small coffee chain with a line out the door, you bought that stock.… Continue reading →

In her recent Wall Street Journal column, Chana R. Schoenberger details the many pitfalls that families with college-bound children face, and the simple steps you can take to prevent and/or remedy these mistakes. Read the article, in full, below. As the school year ends, summer vacation offers parents and students alike the opportunity to focus on what… Continue reading →

Fresh off a weekend visit to the “capitalist Woodstock,” Warren Buffett’s annual shareholders meeting, Vanguard Founder John Bogle addressed an interesting question that must bug any retirement investor who relies on index funds. Bogle was asked on Monday to explain if the move by investors toward index-style exchange-traded funds (ETFs) isn’t creating a new kind… Continue reading →