Professor Charles D. Ellis of the Rebalance Investment Committee details the human reasons we fall for the idea of active management, even though indexing is simpler and more effective. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the risk off putting of rebalancing in retirement funds and why having discipline on rebalancing makes a huge difference years later. Continue reading →

As millions of Americans edge their way into retirement, expect a tidal wave of lawsuits over 401(k) plans much like the one just filed in federal court in Greensboro, N.C. Novant Health, a nonprofit hospital system, is accused of letting its plan provider overcharge employees by millions of dollars, according to reports. The plaintiffs allege… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee explains how hedge funds and other dominant players in the public markets set a high bar for retail investors — so high that beating them is unlikely. Continue reading →

When it comes to managing money, nothing beats a good education. So why aren’t we doing a better job of teaching our children the basics? We intuitively know as parents that our kids understand little about the world of money. A recent government study of thousands of U.S. high school students found them sorely lacking… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee shares some simple strategies for saving more for retirement, even if you think you can’t budget for saving. Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee on the most useful service a financial advisor can provide — a sounding board and trusted feedback so that your investments fit your goals. Continue reading →

If you’re serious about college basketball, you’ve already downloaded a blank bracket and filled in your 68 teams, the outcomes through to the Final Four and the championship NCAA game on April 7. And you nearly certainly will be wrong. Way, way wrong. But you already knew that and filled it in anyway because your… Continue reading →

Every investor wants to know the secret to getting above average returns in their retirement portfolio. After all, an individual’s IRA is the product of decades of hard work and careful planning. Deciding on an investment strategy is one of the most important financial and life decisions a person can make. Research has shown that… Continue reading →