Earlier this month, the Department of Labor released information designed to help fiduciaries meet their obligations to locate and distribute retirement benefits to “missing” and non-responsive participants. Included in one of the DOL documents, titled “Best Practices for Pension Plans”… Continue reading →

Do you have plans to make big financial changes this year? If so, good for you! This is an incredibly common goal for many Americans this year, on the heels of a very financially stressful 2020. Unfortunately, it is human… Continue reading →

Earlier this year as businesses and consumers alike started to feel the economic effects of the COVID-19 pandemic, there was a great deal of speculation as to whether companies would put a hold on 401(k) matches. Fortunately, according to a… Continue reading →

Most 401(k) plan sponsors are finishing out the year with an eye towards how they can drive improvements to their plans in 2021 and boost outcomes for plan participants. In that spirit, 401(k) Specialist Magazine has developed a list of… Continue reading →

Thanks to the CARES Act, 401(k) plan participants have been able to take emergency withdrawals of up to $100,000 from their accounts without incurring a 10% penalty. As a result, there has been a dramatic increase in inquiries about early… Continue reading →

Lawsuits aimed at companies providing their employees with a 401(k) plan have increased five-fold in 2020. Companies large and small are seeing lawsuits from 401(k) plan participants questioning the prevalence of high fees and sub-standard investment options. Read more in… Continue reading →

Though the election may be over, it might only be the beginning of stock market volatility affecting your 401(k). At Rebalance, we anticipate short-term volatility and ensure client portfolios are hardened to withstand temporary bumps along the way. As always,… Continue reading →

Tens of millions of Americans are out of work as a result of the COVID-19 pandemic and associated shutdowns. Once the economy restarts in earnest, chances are many of them will return to different jobs, even different careers. That kind… Continue reading →

In light of the continuing pandemic, Congress has temporarily changed the rules on hardship withdrawals from your 401(k). It’s easier to take money out penalty-free, up to $100,000, and you can pay it back and avoid the tax hit. But… Continue reading →