IRAs & 401ks Archive

A Roth IRA Works Harder for You in Retirement
Roth IRA: Pay the IRS Now for a Tax-Free Retirement. Here’s How It Works When you’re transitioning into retirement, the last thing you want is to get hit with a giant tax bill. Fortunately, you can avoid this if you… Continue reading

Does Your Retirement Plan Have Issues? A Webinar for Dental Practices
As a hardworking dental practice owner, you’re plenty busy running your practice. It’s been a long road with taking on business debt, establishing your name, building a team. Every detail must be carefully managed to succeed. And it turns out… Continue reading

401(k) Day Know Your Numbers: Rebalance’s 401(k) Platform BetterK Has Saved Plan Participants up to 50% in Fees Over the Past Two Years
by The Rebalance TeamEmployee Participation in BetterK Client Retirement Plans Currently Averages 88% BETHESDA, Md. & PALO ALTO, Calif. Sept. 7, 2022—In recognition of the Plan Sponsor Council of America’s National 401(k) Day, which this year features the theme “Know Your Numbers,” award-winning… Continue reading

The Great Resignation: What to Do About Your 401(k)
by Christie Whitney, CFP®The Great Resignation, the Big Quit, the Extraordinary Exodus — whatever you want to call it, 4.5 million Americans voluntarily left their jobs this year, according to current government data, while job openings hover around 10.6 million. A recent analysis… Continue reading

How Small Fees Add Up To Huge Costs In 401(k) Plans
by Scott PuritzMost Americans known intuitively that they pay fees for services they get. Tipping in restaurants, for instance. But a huge percentage of Americans don’t know that they pay fees for their retirement plan at work, and that those seemingly small… Continue reading

Plugging the Investment Gender Gap At Work
by Sally BrandonIt’s an irony of life many financial planners see every day: women live longer, but they end up having less for retirement. The money has to stretch further and can sometimes run out. A big part of the problem is… Continue reading

Survey: Most Americans Have No Clue What Their Retirement Plan Costs
by Scott PuritzDo you know — really know — what you pay for your retirement plan? If you do, consider yourself in the minority. A recent Rebalance poll found that more than half of Americans (57%) believe they pay “no fees” or… Continue reading

Despite COVID-19 Related Economic Uncertainty, Retirement Balances Hit Record Levels in 2020
by Joe DalyRetirement account balances hit record levels in Q4 2020, according to a recent survey released by Fidelity. More good news: one-third of 401(k) savers increased their savings rate in 2020, while contribution rates for women in 401(k), 403(b) and IRA… Continue reading

The Problem With Investment Fees
by Svetlana KotFees matter. Even for savvy investors who pride themselves on proactively putting money away every month, hidden investment fees can eat away at your 401(k) to the tune of millions of dollars over time. Rebalance prides ourselves on our Better… Continue reading