IRAs & 401ks Archive

Cash balance plans: Six-figure tax savings for dentists

Editor’s note: Originally published in November 2021 and updated with new financial information in April 2024. For dentists and practice owners, retirement investing tends to come in a few different forms. Often it’s a 401(k) plan, maybe a 401(k) plan with profit sharing, supplemental Roth IRA, or nonqualified taxable investments. While the broad popularity of 401(k)… Continue reading


New Safeguards for IRA Rollovers?

Enrolling in a 401(k) has never been easier, now that about two-thirds of large employers automatically sign up new employees in their workplace retirement plans. And thanks to the growth of set-it-and-forget-it target-date funds, investing the contributions to your 401(k) is a lot easier, too. But if you leave your job or retire, you’ll need… Continue reading


Understanding Equity Compensation – Featured in Construction Outlook

The term equity compensation is a fancy way of saying that an employee receives some form of ownership (also known as equity) in their company as a part of their payment and benefits (i.e., the compensation package). Typically, this will be just one component of how an employer compensates an employee for his or her work — it can… Continue reading

A Roth IRA Works Harder for You in Retirement

A Roth IRA Works Harder for You in Retirement

Roth IRA: Pay the IRS Now for a Tax-Free Retirement. Here’s How It Works When you’re transitioning into retirement, the last thing you want is to get hit with a giant tax bill. Fortunately, you can avoid this if you save your money in a Roth IRA. Roth IRAs are tax-advantaged retirement savings accounts to which… Continue reading


Does Your Retirement Plan Have Issues? A Webinar for Dental Practices

As a hardworking dental practice owner, you’re plenty busy running your practice. It’s been a long road with taking on business debt, establishing your name, building a team. Every detail must be carefully managed to succeed. And it turns out you’re actually good at that! So who’s taking the same level of care and diligence… Continue reading

401(k) Day Know Your Numbers: Rebalance's 401(k) Platform BetterK Has Saved Plan Participants up to 50% in Fees Over the Past Two Years

401(k) Day Know Your Numbers: Rebalance’s 401(k) Platform BetterK Has Saved Plan Participants up to 50% in Fees Over the Past Two Years


Employee Participation in BetterK Client Retirement Plans Currently Averages 88% BETHESDA, Md. & PALO ALTO, Calif. Sept. 7, 2022—In recognition of the Plan Sponsor Council of America’s National 401(k) Day, which this year features the theme “Know Your Numbers,” award-winning wealth management firm Rebalance is pleased to share significant numbers.  These numbers illustrate how Rebalance’s… Continue reading

a woman with a glad expression leaves her job while holding a box

The Great Resignation: What to Do About Your 401(k)


The Great Resignation, the Big Quit, the Extraordinary Exodus — whatever you want to call it, 4.5 million Americans voluntarily left their jobs this year, according to current government data, while job openings hover around 10.6 million. A recent analysis of 4,000 companies identified mid-career professionals as the most prolific quitters, a trend that held… Continue reading

Plugging the Retirement Gender Gap At Work

Plugging the Investment Gender Gap At Work


It’s an irony of life many financial planners see every day: women live longer, but they end up having less for retirement. The money has to stretch further and can sometimes run out. A big part of the problem is the retirement gender gap. We often hear about the “gender gap” in terms of pay… Continue reading


Survey: Most Americans Have No Clue What Their Retirement Plan Costs


Do you know — really know — what you pay for your retirement plan? If you do, consider yourself in the minority. A recent Rebalance poll found that more than half of Americans (57%) believe they pay “no fees” or “very low fees” for their 401(k) plan at work.  And nearly a quarter of respondents… Continue reading