IRAs & 401ks Archive

a woman with a glad expression leaves her job while holding a box

The Great Resignation: What to Do About Your 401(k)


The Great Resignation, the Big Quit, the Extraordinary Exodus — whatever you want to call it, 4.5 million Americans voluntarily left their jobs this year, according to current government data, while job openings hover around 10.6 million. A recent analysis… Continue reading


How Small Fees Add Up To Huge Costs In 401(k) Plans


Most Americans known intuitively that they pay fees for services they get. Tipping in restaurants, for instance. But a huge percentage of Americans don’t know that they pay fees for their retirement plan at work, and that those seemingly small… Continue reading

Plugging the Retirement Gender Gap At Work

Plugging the Investment Gender Gap At Work


It’s an irony of life many financial planners see every day: women live longer, but they end up having less for retirement. The money has to stretch further and can sometimes run out. A big part of the problem is… Continue reading


Survey: Most Americans Have No Clue What Their Retirement Plan Costs


Do you know — really know — what you pay for your retirement plan? If you do, consider yourself in the minority. A recent Rebalance poll found that more than half of Americans (57%) believe they pay “no fees” or… Continue reading


Despite COVID-19 Related Economic Uncertainty, Retirement Balances Hit Record Levels in 2020


Retirement account balances hit record levels in Q4 2020, according to a recent survey released by Fidelity. More good news: one-third of 401(k) savers increased their savings rate in 2020, while contribution rates for women in 401(k), 403(b) and IRA… Continue reading


The Problem With Investment Fees


Fees matter. Even for savvy investors who pride themselves on proactively putting money away every month, hidden investment fees can eat away at your 401(k) to the tune of millions of dollars over time. Rebalance prides ourselves on our Better… Continue reading


Best Practices for Dealing with Missing 401(k) Participants


Earlier this month, the Department of Labor released information designed to help fiduciaries meet their obligations to locate and distribute retirement benefits to “missing” and non-responsive participants. Included in one of the DOL documents, titled “Best Practices for Pension Plans”… Continue reading


Baby Steps Can Help You Meet Retirement Savings Goals


Do you have plans to make big financial changes this year? If so, good for you! This is an incredibly common goal for many Americans this year, on the heels of a very financially stressful 2020. Unfortunately, it is human… Continue reading


The Toll on Small Business Retirement Savings from COVID-19


Earlier this year as businesses and consumers alike started to feel the economic effects of the COVID-19 pandemic, there was a great deal of speculation as to whether companies would put a hold on 401(k) matches. Fortunately, according to a… Continue reading