Some positivity: 401(k) contributions are on the rise, edging closer to what financial planners recommend. Americans Are Finally Saving Almost What They’re Supposed to for Retirement By Anne Tergesen, June 4, 2025 How 401(k) Saving Compares to Standard Advice Workers are putting away a record share of their income for retirement. The average savings rate… Continue reading →

Personalized planning with a CFP® can help you avoid the hidden pitfalls of conventional withdrawal strategies. I Got Burned by the 401(k) ‘Hierarchy Trap’ By Michael Siconolfi, June 7, 2025 Here’s a tip for retirement-plan investors in a volatile market: Beware the “hierarchy trap.” Retirement plans have varying rules on withdrawals—and your money can be… Continue reading →

Stopping your 401(k) contributions now might feel safe, but it can sabotage decades of retirement growth. The 401(k) Mistake That Could Cost You Millions in Retirement Savings By Donna Fuscaldo, June 6, 2025 Reducing your 401(k) contributions might seem like a good idea in the current economy. With so many uncertainties from tariffs to recession… Continue reading →

As stock markets bounce around, should investors consider alternative investments? Don’t Buy Into This Easy Fix for Stock-Market Craziness By Jason Zweig, April 18, 2025 With the stock and bond markets stumbling in unison, investment firms and financial advisers are pushing so-called alternative funds harder than ever. This week, The Wall Street Journal reported that Blackstone, the… Continue reading →

With the right strategies, stock market downturns can become opportunities to strengthen your financial plan. Three Financial Planning Strategies for When Markets Fall By Matthew Sommer, Ph.D. CFA®, May 1, 2025 The market volatility experienced in early April may have left some investors feeling a bit unnerved. While many tried-and-true strategies such as “stay the course”… Continue reading →

“Don’t let anyone tell you that investing is too complex for regular people.” – The Elements of Investing In a world where financial news can feel overwhelming and jargon-heavy, it is easy to believe that investing is something only professionals understand. But the reality is, everyday investors can—and should—feel equipped to make confident decisions about… Continue reading →

President Trump’s tariff plan is ushering in a period of historic uncertainty and stock market volatility. Wall Street Journal columnist Jason Zweig offers up a thoughtful approach to such turbulent times.   Trump Just Shredded the Economic Playbook. Here Are Your Next Investing Moves. By Jason Zweig, April 4, 2025 Thinking clearly right now is harder—but… Continue reading →

Hope springs eternal, especially in March. Like many firms, ours runs an informal NCAA basketball tournament pool for our employees. It is fun. The traditional college tournament thrills fans and creates so much interest that an estimated one in four Americans fills out a bracket to predict who will win it all. As a financial… Continue reading →

For most people, investing can feel like a long drive down the highway. The sun is out, the road is flat, the music soothing. Even at 70 miles per hour the ride is uneventful. Until, of course, you hit a pothole or enter a rough stretch of pavement. Your trip can go from a snooze… Continue reading →