Author and personal-finance guru Suze Orman ruffled a lot of feathers in a recent podcast, saying that people need $5 million — maybe even $10 million — in order to retire. Orman was responding to a question about the “financial… Continue reading →

Do you have a teenager who is about to head off to college, or a young adult in your life digging into the start of their working lives? “Real world” financial matters, such as budgeting, banking, and health insurance, can… Continue reading →

The history of the most common American retirement plan — the workplace 401(k) — is long, but the essential idea is simple. Save money today and lower your current income taxes. Put in pre-tax money while you are working and… Continue reading →

I once had a client who asked me, point-blank: “Do I have enough money that I can fly business class the rest of my life?” So, we had a few discussions and I drew up her financial plan. The answer… Continue reading →

Remember your college days? Football games, late nights studying, parties and fun — the American college experience is unique and, for many, a transformative period. You get to play at adult responsibilities like showing up and caring for yourself, but… Continue reading →

Do you know how much money you will need in retirement? That is the question Peter Finch poses in his recent piece for the New York Times. The sad truth is that many people have miscalculated their retirement needs. I… Continue reading →