Kudos to our very own Charley Ellis for having his classic investment book “Winning the Losers Game“ featured in the WSJ. Check it out! 5 Books to Help You Build a Bigger Nest Egg—and Have a Successful Retirement By Jane Hodges, July 5, 2025 These are uncertain times for people saving for retirement. Volatile markets,… Continue reading →

Even elite educational institutions struggle to beat the stock market. This is a reminder of why Rebalance champions low-cost, diversified investing and cautions against alternative investments. Diminishing Returns for University Endowments By Burton G. Malkiel, July 6, 2025 David Swensen left a lucrative Wall Street career in 1985 to manage the Yale endowment. He introduced a… Continue reading →

Some positivity: 401(k) contributions are on the rise, edging closer to what financial planners recommend. Americans Are Finally Saving Almost What They’re Supposed to for Retirement By Anne Tergesen, June 4, 2025 How 401(k) Saving Compares to Standard Advice Workers are putting away a record share of their income for retirement. The average savings rate… Continue reading →

Personalized planning with a CFP® can help you avoid the hidden pitfalls of conventional withdrawal strategies. I Got Burned by the 401(k) ‘Hierarchy Trap’ By Michael Siconolfi, June 7, 2025 Here’s a tip for retirement-plan investors in a volatile market: Beware the “hierarchy trap.” Retirement plans have varying rules on withdrawals—and your money can be… Continue reading →

Stopping your 401(k) contributions now might feel safe, but it can sabotage decades of retirement growth. The 401(k) Mistake That Could Cost You Millions in Retirement Savings By Donna Fuscaldo, June 6, 2025 Reducing your 401(k) contributions might seem like a good idea in the current economy. With so many uncertainties from tariffs to recession… Continue reading →

As stock markets bounce around, should investors consider alternative investments? Don’t Buy Into This Easy Fix for Stock-Market Craziness By Jason Zweig, April 18, 2025 With the stock and bond markets stumbling in unison, investment firms and financial advisers are pushing so-called alternative funds harder than ever. This week, The Wall Street Journal reported that Blackstone, the… Continue reading →

With the right strategies, stock market downturns can become opportunities to strengthen your financial plan. Three Financial Planning Strategies for When Markets Fall By Matthew Sommer, Ph.D. CFA®, May 1, 2025 The market volatility experienced in early April may have left some investors feeling a bit unnerved. While many tried-and-true strategies such as “stay the course”… Continue reading →

“Don’t let anyone tell you that investing is too complex for regular people.” – The Elements of Investing In a world where financial news can feel overwhelming and jargon-heavy, it is easy to believe that investing is something only professionals understand. But the reality is, everyday investors can—and should—feel equipped to make confident decisions about… Continue reading →

Thinking About College Costs? Here’s What You Should Know About 529 Plan Contributions in 2025.   529 Plan Contribution Limits for 2025 By Kathryn Pomroy, April 4, 2025 A 529 plan is a state-sponsored account that offers tax-advantaged savings to cover college, trade and vocational courses and qualified K-12 expenses. It can be a powerful… Continue reading →